The company's core segments include the banking segment and the leasing segment, with the banking segment contributing the majority of the company's revenue, plus securities business, guarantee business, credit card business, and other businesses. While maintaining its traditional strengths, the bank is actively investing in and evolving its digital banking capabilities to offer modern, convenient, and secure online and mobile services.
Cyborg Score Rationale
Fiscal year 2025 revenue was 167.12 billion yen, an increase of 4.59% compared to the previous year. Gunma Bank is a dividend paying company with a current yield of 3.48% that is well covered by earnings. However, 8334 underperformed the JP Banks industry which returned 9.5% over the past year.
Top Insights
Strong regional focus with intimate knowledge of local economic landscape, customer-centric approach emphasizing long-term relationships, and active community engagement.
Dividend payments have increased over the past 10 years.
Actively investing in digital transformation to bridge traditional banking and technological advancements.
Market capitalization of approximately 393.86 billion yen as of early May 2026.
Named Competitors
The Shiga Bank — Japanese regional bank
The Chiba Bank — Japanese regional bank
Hokuhoku Financial Group — Japanese regional financial services