Qatar National Bank (Q.P.S.C.): Business Overview, Financials & Competitive Analysis
Qatar National Bank (Q.P.S.C.) scores 8/10 on the AskCyborg Cyborg Score (Strong). Market-leading MEA bank with robust asset quality, capital strength, and consistent earnings growth driven by regional economic expansion and digital initiatives. The ratio of non-performing loans to gross loans reached 2.6 percent as of December 31, 2025, which QNB claimed was the lowest among financial institutions in the.
What is Qatar National Bank (Q.P.S.C.)'s industry? Qatar National Bank (Q.P.S.C.) (qnb.com) operates in Banking & Financial Services. AskCyborg classifies Qatar National Bank (Q.P.S.C.) under Banking & Financial Services in its company registry.
QNB is the Middle East and Africa's largest lender by assets, with presence spanning 28 countries across three continents operating from approximately 900 locations and more than 31,000 staff. The QNB Group has grown ...
Cyborg Score thesis
Market-leading MEA bank with robust asset quality, capital strength, and consistent earnings growth driven by regional economic...
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Get Current Report FreeQatar National Bank (Q.P.S.C.) Overview
Pro stress-test →QNB is the Middle East and Africa's largest lender by assets, with presence spanning 28 countries across three continents operating from approximately 900 locations and more than 31,000 staff. The QNB Group has grown to be the biggest bank in Qatar with ownership split between the Qatar Investment Authority (50 percent) and the private sector (50 percent).
Strategic Profile
Pro stress-test →Profitability continued to expand in first-half 2025 with a net profit of QAR 8.4 billion, a 2.9% year-on-year increase, with higher interest revenues and fee and commission income helping operating revenues increase by 8.2%. As of 30 June 2025, the bank reported a consolidated asset base of QAR1.4 trillion with loans and advances grew by 9% and customer deposits rose by 5%. The bank maintains a strong international expansion strategy across multiple geographies with digital banking initiatives underway.
Competitive Landscape
Pro stress-test →QNB is the largest lender by assets in the GCC according to S&P Global with more than $323 billion in assets. Key regional competitors include National Commercial Bank (NCB) in Saudi Arabia, First Abu Dhabi Bank in UAE, and Mashreq Bank. QNB differentiates through its substantial international footprint, sector-leading asset quality metrics, and diversified revenue streams across 28 countries.
Industry Context
Qatar National Bank (Q.P.S.C.) operates in Banking & Financial Services.
Key facts
Founded: 1964 · Headquarters: Doha, Qatar · Employees: 31000 · Revenue: $4.7B