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QNB Corp.: Business Overview, Financials & Competitive Analysis

QNB Corp. scores 7/10 on the AskCyborg Cyborg Score (Solid). Stable regional bank with growth through acquisition; solid fundamentals warrant monitoring for long-term performance post-Victory integration. QNB demonstrates steady profitability and prudent capital management with consistent quarterly earnings. The April 2026 acquisition of Victory Bancorp signals strategic growth ambitions, though the company operates at smaller scale relative to larger regional.

What is QNB Corp.'s industry? QNB Corp. (qnbbank.com) operates in Banking. AskCyborg classifies QNB Corp. under Banking in its company registry.

QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States. The company was founded in 1877 ...

7/ 10Solid

Cyborg Score thesis

Stable regional bank with growth through acquisition; solid fundamentals warrant monitoring for long-term performance...

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Industry Banking
4 named competitors
4 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 7, 2026
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What's in This Report
QNB Corp. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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QNB Corp. Overview

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QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States. The company was founded in 1877 and is based in Quakertown, Pennsylvania. QNB reported net income for the first quarter of 2026 of $2,765,000 or $0.73 per share on a diluted basis.

Strategic Profile

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In April 2026, QNB Corp. successfully completed its acquisition of Victory Bancorp, Inc., marking a key growth initiative for the regional bank. The company maintains consistent shareholder returns, with the Board declaring a quarterly cash dividend of $0.39 per share in May 2026. QNB competes as a community-focused regional bank in the Mid-Atlantic market with a diversified product suite spanning commercial, residential, and consumer lending.

Competitive Landscape

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QNB competes primarily against regional and community banks serving southeastern Pennsylvania. Top competitors include Equitable Bank, F&M Trust, Argent Financial Group, and United Church Funds. As a smaller OTCQX-traded institution (~$1.1B+ in assets post-acquisition), QNB leverages community relationships and personalized service against larger regional chains but lacks the scale and capital markets access of major financial institutions.

Industry Context

QNB Corp. operates in Banking.

Key facts

Founded: 1877 · Headquarters: Quakertown, Pennsylvania · Employees: N/A · Revenue: N/A · Market cap: N/A

What the analysts stress-tested

The top findings that survived the multi-agent debate for QNB Corp..

  • QNB announced leadership succession planning in May 2026 and completed its Victory Bancorp acquisition in April 2026, expanding geographic and customer reach in Pennsylvania.
  • The bank offers diversified products including commercial real estate loans, residential mortgages, consumer loans, brokerage services, and merchant services, reducing revenue concentration.
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Recent developments

Material events tracked by the AskCyborg corpus.

  • May 2026Board declared quarterly cash dividend of $0.39 per share
  • May 2026Announced key milestone in executive leadership succession planning with new executive search process completion
  • +2 moreTrack every material event for QNB Corp. as it happens. Explore monitoring →
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Equitable BankRegional bank competitor in Pennsylvania→F&M TrustPennsylvania-based trust and financial services provider→Argent Financial GroupMid-Atlantic regional financial services firm→Citizens BankLarger regional competitor in northeastern United States→

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Industry context

QNB Corp. operates in Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does QNB Corp. do?+
QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States. The company was founded in 1877 ...
What is QNB Corp.'s Cyborg Score?+
QNB Corp. has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are QNB Corp.'s main competitors?+
Named competitors include Equitable Bank, F&M Trust, Argent Financial Group, Citizens Bank. The full competitive landscape is in the AskCyborg report.
How can I get the full QNB Corp. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the QNB Corp. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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