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Northwest Bancshares, Inc.: Business Overview, Financials & Competitive Analysis

Northwest Bancshares, Inc. scores 6/10 on the AskCyborg Cyborg Score (Solid). Undervalued regional bank with improving operational metrics but cyclical exposure to interest rate changes. Northwest Bancshares shows steady operational performance with four consecutive quarters of margin expansion and Q1 2025 earnings beating estimates. However, the stock trades significantly below analyst fair value estimates and faces competitive pressures typical of.

What is Northwest Bancshares, Inc.'s industry? Northwest Bancshares, Inc. (northwest.bank) operates in Regional Banking. AskCyborg classifies Northwest Bancshares, Inc. under Regional Banking in its company registry.

Northwest Bancshares is a $1.6B market cap regional bank holding company operating Northwest Bank across Pennsylvania, New York, Ohio, and Indiana with 151 financial centers. The institution provides comprehensive per...

6/ 10Solid

Cyborg Score thesis

Undervalued regional bank with improving operational metrics but cyclical exposure to interest rate...

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Industry Regional Banking
4 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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What's in This Report
Northwest Bancshares, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Northwest Bancshares, Inc. Overview

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Northwest Bancshares is a $1.6B market cap regional bank holding company operating Northwest Bank across Pennsylvania, New York, Ohio, and Indiana with 151 financial centers. The institution provides comprehensive personal and commercial banking, wealth management, and employee benefit services to individuals, businesses, and institutions.

Strategic Profile

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As a community-oriented regional bank, Northwest Bancshares competes through personalized service and deep local market presence rather than scale. The bank demonstrates solid operational execution with expanding net interest margins and consistent earnings growth, positioning itself as a stable mid-tier regional banking player.

Competitive Landscape

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Northwest Bancshares competes in the regional banking sector against similar-sized players including Kearny Financial Corp, WesBanco, S&T Bancorp, Mid Penn Bancorp, and Horizon Bancorp. The company differentiates through community banking focus and local market relationships rather than national scale.

Industry Context

Northwest Bancshares, Inc. operates in Regional Banking.

Key facts

Founded: 1896 · Headquarters: Columbus, Ohio, US · Employees: 1,956 · Market cap: $1.6B

What the analysts stress-tested

The top findings that survived the multi-agent debate for Northwest Bancshares, Inc..

  • Net interest margin expanded 45 basis points to 3.87% in Q1 2025, achieving four consecutive quarters of improvement
  • Q1 2025 EPS of $0.35 beat analyst expectations of $0.24, signaling operational strength
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Recent developments

Material events tracked by the AskCyborg corpus.

  • January 2026Q4 2025 adjusted EPS of $0.33 beats consensus estimate of $0.31
  • January 2026Piper Sandler initiates Hold rating on NWBI stock
  • +1 moreTrack every material event for Northwest Bancshares, Inc. as it happens. Explore monitoring →
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

S&T BancorpPennsylvania-based regional bank→WesBancoMulti-state regional bank holding company→Kearny FinancialNortheast-focused mutual holding company→Horizon BancorpMidwest regional bank operator→

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Industry context

Northwest Bancshares, Inc. operates in Regional Banking. See how the rest of the sector scores on the Cyborg framework.

Top companies in Regional Banking by Cyborg Score

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Frequently asked questions

What does Northwest Bancshares, Inc. do?+
Northwest Bancshares is a $1.6B market cap regional bank holding company operating Northwest Bank across Pennsylvania, New York, Ohio, and Indiana with 151 financial centers. The institution provides comprehensive per...
What is Northwest Bancshares, Inc.'s Cyborg Score?+
Northwest Bancshares, Inc. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Northwest Bancshares, Inc.'s main competitors?+
Named competitors include S&T Bancorp, WesBanco, Kearny Financial, Horizon Bancorp. The full competitive landscape is in the AskCyborg report.
How can I get the full Northwest Bancshares, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Northwest Bancshares, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Regional Banking research

Companies in the same sector and named competitors, ranked by Cyborg Score.

8East West Bancorp, Inc.8Fifth Third Bancorp8M&T Bank Corporation8Red River Bancshares, Inc.7Ames National Corporation7Atlantic Union Bankshares Corporation7Banc of California, Inc.7BancFirst Corporation7Banco del Bajío, S.A., Institución de Banca Múltiple7Bank of Ireland Group plc7WesBanco, Inc.Top companies in Regional Banking by Cyborg Score