Modern Treasury — Cyborg Score 7/10

Solid
Payment operations infrastructure

Strategic Profile

Most of the economy runs on bank rails, and with stablecoins coming into regulatory clarity, increasingly on stablecoins. The market demands a platform that can speak both languages (fiat and stablecoin). Modern Treasury has raised $183M in funding from investors like Altimeter Capital, Benchmark and SVB, with a current valuation of $2B.

Cyborg Score Rationale

Modern Treasury has raised $183M in funding from investors like Altimeter Capital, Benchmark and SVB, with a current valuation of $2B. The platform enables organizations in industries such as real estate, healthcare, insurance, education, and financial services to efficiently manage and track payments. However, recent funding rounds concluded in March 2022, indicating the company has not raised capital in 4+ years despite expanding market demand.

Top Insights

  • Modern Treasury's most recent deal was a Merger/Acquisition with Beam (Financial Software) for . The deal was made on 16-Oct-2025.
  • A single API and dashboard to initiate and automate payments across multiple bank payment rails including ACH, wire, FedNow, RTP, and stablecoins.
  • Modern Treasury has 137 employees as of Feb 26.
  • Modern Treasury is a series C company based in San Francisco (United States), founded in 2018 by Matthew Marcus, Sam Aarons and Dimitri Dadiomov.

Named Competitors

  • PayPal — Global digital payments platform
  • PayU — Payment processing and fintech services
  • Adyen — Global payments platform for merchants
  • Dwolla — ACH payment infrastructure
  • Stripe — Payment processing and financial services infrastructure

Recent Developments

  • (October 2025) Acquired Beam, a financial software company, expanding product capabilities
  • (February 2026) Partnered with Brico to transform payment operations through automated licensing

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