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MGIC Investment Corporation: Business Overview, Financials & Competitive Analysis

MGIC provides products and services that protect mortgage investors from credit losses, helping families achieve homeownership sooner by making affordable low-down-payment mortgages a reality. As a leading private mor...

Analyst-debate audio for MGIC Investment Corporation

AskCyborg analysts argue the bull and bear cases for MGIC Investment Corporation across 11 stress-tested dimensions. Listen on your commute -- faster than reading the 30-page report.

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5/ 10Mixed

Cyborg Score thesis

Mature mortgage insurance business with limited growth but strong capital returns and attractive valuation for patient...

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Industry Mortgage Insurance & Financial Services
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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MGIC Investment Corporation Overview

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MGIC provides products and services that protect mortgage investors from credit losses, helping families achieve homeownership sooner by making affordable low-down-payment mortgages a reality. As a leading private mortgage insurer, the company enables homebuyers to purchase homes with minimal down payments by mitigating lender risk.

Strategic Profile

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Key projects generally revolve around underwriting mortgage insurance, compliance and risk management innovations, and streamlining service platforms for mortgage lenders. MGIC Investment is rated a Buy due to its undervalued stock price and low investor attention, trading at a 33% discount to estimated liquidation value with an 11% earnings yield.

Competitive Landscape

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MGIC serves originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, mortgage bankers, and other lenders. The mortgage insurance sector is dominated by a handful of players including Radian Group and MGIC itself, competing on pricing, underwriting quality, and customer service.

Industry Context

MGIC Investment Corporation operates in Mortgage Insurance & Financial Services.

Key facts

Founded: 1957 · Headquarters: Milwaukee, Wisconsin · Revenue: $1.21B · Market cap: $6.0B

What the analysts stress-tested

The top findings that survived the multi-agent debate for MGIC Investment Corporation.

  • MGIC's $1.21 billion of trailing 12-month revenue was close to its revenue five years ago
  • Net premiums earned made up 82.7% of the company's total revenue during the last five years
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Recent developments

Material events tracked by the AskCyborg corpus.

  • February 2026Q4 2025 earnings missed revenue estimates at $298.7 million
  • January 2026CEO conducted insider stock sale of ~139,000 shares
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Radian Mortgage InsuranceMortgage insurance and risk management solutions→Arch Mortgage InsuranceMortgage insurance and credit protection→National Mortgage InsuranceMortgage insurance services→

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Industry context

MGIC Investment Corporation operates in Mortgage Insurance & Financial Services. See how the rest of the sector scores on the Cyborg framework.

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Every report is stress-tested by a panel of AI analysts arguing across 11 dimensions. The output is the part of the case that survived pushback.

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Frequently asked questions

What does MGIC Investment Corporation do?+
MGIC provides products and services that protect mortgage investors from credit losses, helping families achieve homeownership sooner by making affordable low-down-payment mortgages a reality. As a leading private mor...
What is MGIC Investment Corporation's Cyborg Score?+
MGIC Investment Corporation has a Cyborg Score of 5/10 (Mixed). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are MGIC Investment Corporation's main competitors?+
Named competitors include Radian Mortgage Insurance, Arch Mortgage Insurance, National Mortgage Insurance. The full competitive landscape is in the AskCyborg report.
How can I get the full MGIC Investment Corporation research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the MGIC Investment Corporation research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Mortgage Insurance & Financial Services research

Companies in the same sector and named competitors, ranked by Cyborg Score.

7Radian Group Inc.