Key projects generally revolve around underwriting mortgage insurance, compliance and risk management innovations, and streamlining service platforms for mortgage lenders. MGIC Investment is rated a Buy due to its undervalued stock price and low investor attention, trading at a 33% discount to estimated liquidation value with an 11% earnings yield.
Cyborg Score Rationale
MGIC missed Q4 2025 revenue estimates with sales flat year-on-year at $298.7 million. While the company maintains strong capital position and underwriting standards, growth remains constrained by housing market softening. Management has retired over 30 million shares since 2024 to support earnings per share.
Top Insights
MGIC's $1.21 billion of trailing 12-month revenue was close to its revenue five years ago
Net premiums earned made up 82.7% of the company's total revenue during the last five years
CEO Timothy J. Mattke sold approximately 139,000 shares on January 13, 2026
Institutional ownership of 99.4% is in the top 10% of stocks
Named Competitors
Radian Mortgage Insurance — Mortgage insurance and risk management solutions
Arch Mortgage Insurance — Mortgage insurance and credit protection
National Mortgage Insurance — Mortgage insurance services
Recent Developments
(February 2026) Q4 2025 earnings missed revenue estimates at $298.7 million
(January 2026) CEO conducted insider stock sale of ~139,000 shares
(July 2025) Board declared quarterly dividend increase of 15% to $0.15 per share
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