Landmark Bancorp, Inc. — Cyborg Score 7/10

Strong
Regional Banking / Community Banking

Strategic Profile

Landmark Bancorp operates as a community-focused regional bank with geographic diversification across central, eastern, southeast, and southwest Kansas. The company maintains a strong dividend policy with a 2.79% yield and demonstrates stable performance with relatively low volatility compared to broader market indices.

Cyborg Score Rationale

Landmark demonstrates solid fundamentals as a regional bank with improving earnings growth, attractive dividend yield, and stock performance exceeding industry benchmarks. The company shows resilience with 24.1% net income growth in Q3 2025 and positive momentum despite micro-cap status.

Top Insights

  • Q3 2025 showed 24.1% net income growth year-over-year
  • Stock has delivered 65% returns over recent period, outperforming US Banks industry
  • Trading at 31.4% below estimated fair value according to valuation analysis
  • Robust Q1 2025 performance with strong net income and EPS growth

Named Competitors

  • Community Banking — Regional community bank competitor
  • Regional Banking Services — Community bank operator
  • Agricultural & Commercial Banking — Regional banking services

Recent Developments

  • (Q3 2025) Strong performance with 24.1% net income increase
  • (Q2 2025) Significant increase in net income and earnings per share
  • (Q1 2025) Robust financial performance with solid earnings growth

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