Komerční banka a.s.: Business Overview, Financials & Competitive Analysis
Komerční banka a.s. scores 7/10 on the AskCyborg Cyborg Score (Strong). Leading Czech bank executing successful digital transformation with strong profitability growth and solid dividend yields attracting value investors. 2025 net income reached 18.06 billion koruna, marking a 22% increase from the previous year. As of September 2025, 1.46M customers were using the KB+ app, with 283K newly acquired customers.
What is Komerční banka a.s.'s industry? Komerční banka a.s. (kb.cz) operates in Banking & Financial Services. AskCyborg classifies Komerční banka a.s. under Banking & Financial Services in its company registry.
Komerční banka provides retail and commercial banking services, operating through Retail Banking, Corporate Banking, Investment Banking, and Others segments. The company is a subsidiary of Société Générale, and serves...
Cyborg Score thesis
Leading Czech bank executing successful digital transformation with strong profitability growth and solid dividend yields...
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Get Current Report FreeKomerční banka a.s. Overview
Pro stress-test →Komerční banka provides retail and commercial banking services, operating through Retail Banking, Corporate Banking, Investment Banking, and Others segments. The company is a subsidiary of Société Générale, and serves as one of the Czech Republic's leading banking institutions with ~2.2M customers.
Strategic Profile
Pro stress-test →The bank concluded its KB 2025 transformation programme in 2025, which began in 2018 with fundamental organizational changes and continued in 2020 with major investments in banking technologies, enabling the launch of KB's New Era of Banking. The bank demonstrates strong Value and Dividend scores with solid Growth and Resilience indicators, showing stability and room for development.
Competitive Landscape
Pro stress-test →Komercní banka is one of the largest Czech banking groups with 205 branches across the Czech Republic. It competes primarily against domestic Czech banks and subsidiaries of other European banking groups offering retail, corporate, and investment banking services in Central Europe.
Industry Context
Komerční banka a.s. operates in Banking & Financial Services.
Key facts
Founded: 1990 · Headquarters: Prague, Czech Republic · Employees: 7,940 · Revenue: ~36.4B CZK