The Karnataka Bank Limited: Business Overview, Financials & Competitive Analysis
The Karnataka Bank Limited scores 5/10 on the AskCyborg Cyborg Score (Mixed). Karnataka Bank offers potential upside of 16.31% with analyst target price of ₹239.5 against current price, but faces headwinds from profitability pressures and slowing growth. The stock has declined 12.21% over the last 52 weeks. The company has delivered poor sales growth of 6.84% over the past five.
What is The Karnataka Bank Limited's industry? The Karnataka Bank Limited (karnatakabank.com) operates in Banking & Financial Services. AskCyborg classifies The Karnataka Bank Limited under Banking & Financial Services in its company registry.
The Karnataka Bank Limited provides various banking and financial services in India. Founded in 1924 to serve the South Kanara Region, it now operates 848 branches and 1,026 ATMs across 22 states and 2 Union Territori...
Cyborg Score thesis
Karnataka Bank offers potential upside of 16.31% with analyst target price of ₹239.5 against current price, but faces headwinds...
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Get Current Report FreeThe Karnataka Bank Limited Overview
Pro stress-test →The Karnataka Bank Limited provides various banking and financial services in India. Founded in 1924 to serve the South Kanara Region, it now operates 848 branches and 1,026 ATMs across 22 states and 2 Union Territories. The bank is engaged in retail, corporate/wholesale banking, para-banking activities, treasury operations and foreign exchange business.
Strategic Profile
Pro stress-test →Over 100 years, Karnataka Bank has evolved from a regional institution focused on rural empowerment to a prominent private bank with nationwide presence, balancing its legacy with innovation. The bank has actively pursued digital transformation, launching its branded 'Moneyplant' ATM network and 'MoneyClick' internet banking. The bank operates through Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments, offering comprehensive services across fund and non-fund products.
Competitive Landscape
Pro stress-test →Karnataka Bank competes within India's private banking sector against larger players like HDFC Bank, Axis Bank, and ICICI Bank, as well as mid-sized regional competitors. The bank differentiates through its focus on MSME lending, agriculture financing, and retail banking while maintaining a legacy of regional presence and digital innovation.
Industry Context
The Karnataka Bank Limited operates in Banking & Financial Services.
Key facts
Founded: 1924 · Headquarters: Mangalore, India · Revenue: $5.27B · Market cap: $0.93B