Intercorp Financial Services Inc.: Business Overview, Financials & Competitive Analysis
Intercorp Financial Services Inc. scores 7/10 on the AskCyborg Cyborg Score (Strong). Intercorp Financial Services remains a buy, supported by strong banking division performance and robust digital growth trends. IFS achieved 21% ROE with 19% revenue growth driven by digital adoption and loan growth. Q2 2025 net income reached $580 million, representing a 2.4x year-over-year increase, demonstrating operational excellence. However.
What is Intercorp Financial Services Inc.'s industry? Intercorp Financial Services Inc. (ifs.com.pe) operates in Diversified Financial Services. AskCyborg classifies Intercorp Financial Services Inc. under Diversified Financial Services in its company registry.
Intercorp Financial Services provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru, offering loans, credit facilities, deposits, current accounts, life insuranc...
Cyborg Score thesis
Intercorp Financial Services remains a buy, supported by strong banking division performance and robust digital growth...
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Get Current Report FreeIntercorp Financial Services Inc. Overview
Pro stress-test →Intercorp Financial Services provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru, offering loans, credit facilities, deposits, current accounts, life insurance products, and brokerage services. The company reported 2024 revenue of $4.49 billion, up 9.69% year-over-year, with strong momentum in digital adoption.
Strategic Profile
Pro stress-test →Operating through four segments—banking (via Interbank), insurance (via Interseguro), wealth management, and payments—IFS maintains strategic focus on retail banking and life annuities. The company's digital platform Plin has reached 2.4 million active monthly users, driving competitive differentiation in the Peruvian fintech landscape.
Competitive Landscape
Pro stress-test →Intercorp competes within Peru's financial services sector against regional players including Credicorp Ltd. As the leading diversified financial services provider in Peru, IFS maintains competitive advantages through its integrated banking, insurance, wealth management, and payments platform, combined with digital transformation via Plin.
Industry Context
Intercorp Financial Services Inc. operates in Diversified Financial Services.
Key facts
Founded: 1897 · Headquarters: Lima, Peru · Revenue: $4.49B · Market cap: $4.48B