Multi-line Insurance (General, Health, Life Insurance & Long-Term Savings)
Strategic Profile
IDI operates a direct-to-consumer model that bypasses traditional broker channels, providing competitive advantages in cost and customer acquisition through digital channels. With approximately 1,700 employees and a market capitalization of 3.63 billion ILS, the company has demonstrated consistent outperformance relative to Israeli insurance peers, benefiting from structural shifts toward digital insurance distribution.
Cyborg Score Rationale
IDI maintains strong market positioning as Israel's leading direct-to-consumer insurer with solid financial performance (3.63B market cap, 7.72% dividend yield). The direct-to-consumer model provides competitive advantages, though the Israeli market's smaller scale and domestic concentration present growth constraints compared to larger global peers.
Top Insights
Leader in Israeli direct-to-consumer insurance with 1,700+ employees serving individuals and corporates across three major segments
Strong shareholder returns with 7.72% dividend yield and 23.9% outperformance versus Israeli insurance industry over past year
Operates in underpenetrated Israeli market (direct-to-consumer <15% penetration vs. 50-70% in US/UK), providing structural growth opportunity
IPO completed August 2013 on TASE; company founded 1994 by Moshe and Doron Schneidman with proven track record
Named Competitors
Traditional Broker-Based Insurance Distribution — Conventional channel-based insurance providers competing on service and relationships
Other Direct-to-Consumer Providers — Digital-first competitors pursuing direct-to-consumer market share
Recent Developments
December 2025: Trading at 24,730 ILS with market cap of 3.63 billion ILS; 52-week range 12,390-25,110
2025: Dividend yield increased to 7.72% with strong EPS (TTM) of 21.15, indicating sustained profitability
2024-2025: Continued outperformance of Israeli insurance industry benchmarks
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