Harel works with large reinsurance companies such as Lloyd's and serves as a global partner for overseas insurance firms including Ace, Alliance, Chubb, AXA, and Royal & Sun Alliance. The company also manages mutual funds, investment portfolios, private equity funds, and exchange-traded funds, diversifying beyond traditional insurance.
Cyborg Score Rationale
Strong market position in Israeli insurance with stable earnings, solid dividend yield (7.69% in 2024), and recent analyst upgrades. Trading near all-time highs with 180% year-over-year stock appreciation demonstrates market confidence. Real estate diversification and international reinsurance partnerships provide revenue stability.
Top Insights
Stock up 180% over past year with recent analyst upgrade from Hold to Buy, signaling strong market confidence
Attractive dividend yield of 7.69% in 2024 with 84.81% payout ratio indicates shareholder-friendly capital allocation
Diversified business model combines insurance, investment management, and international real estate operations reducing sector concentration risk
Trading at near all-time high (ILS14,800 in Dec 2025) with strong institutional partnerships including major global reinsurers