The bank offers deposit products including checking, savings, and certificate of deposit products, as well as retail banking, lending, wealth management and deposit services. FNCB Bank operates with 222 employees and serves a regional customer base in the northeastern United States.
Cyborg Score Rationale
As an acquired entity, FNCB Bancorp's standalone strategic profile is limited. The acquisition by Peoples Financial Services (July 2024) created a combined entity with $5.5 billion in assets, suggesting modest market position within regional banking.
Top Insights
(July 2024) Acquired by Peoples Financial Services Corp in all-stock merger valued at $129 million
Community-focused banking operations serving individuals, businesses, and local governments
Traditional retail and commercial banking model with multi-channel service delivery
Combined entity created $5.5 billion asset regional bank holding company
Named Competitors
Customers Bank — Regional bank competitor
Seacoast Bank — Regional bank operator
United Community Bank — Regional community bank
Wells Fargo — Large national bank
Recent Developments
(July 2024) Completed acquisition by Peoples Financial Services Corp
(September 2023) Announced definitive merger agreement with Peoples Financial Services
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