In 2025, First Busey's revenue was $666.84 million, an increase of 46.98% compared to the previous year's $453.70 million, with earnings of $125.39 million, an increase of 10.29%. The company provides asset management, investment, brokerage, fiduciary, philanthropic advisory, tax preparation, and farm management services, as well as payment technology solutions including text-based mobile bill pay and merchant services.
Cyborg Score Rationale
According to 6 analysts, the average rating for BUSE stock is "Buy" with a 12-month stock price target of $27.0, an increase of 2.12% from the latest price. However, recent commentary has focused on a weaker net interest margin and expectations for lower tangible book value per share, raising fresh questions about the bank's profitability and credit quality profile.
Top Insights
First Busey disclosed expected non-recurring pre-tax expense of about $9 million in Q1 2026 following the separation of former CEO Michael J. Maddox, effective January 27, 2026.
Q4 2025 showed strong net interest income and profits with share buybacks exceeding 10%, but rising net charge-offs and lower full-year earnings per share from continuing operations keep credit quality and profitability in focus.
The company has a market capitalization of $2.126 billion with a P/E ratio of 18.22 and forward dividend yield of 4.13%.
In Q4 2025, First Busey reported $0.68 earnings per share, beating analyst estimates of $0.61 by $0.07, with revenue of $201.78 million versus estimates of $197.70 million.
Named Competitors
KeyBank — Large regional bank with wealth management and investment services
Umpqua Bank — West-focused regional bank with consumer and commercial banking
Zions Bank — Multi-state regional banking system serving West and Mountain regions
Recent Developments
(January 2026) Leadership change: CEO Michael Maddox separated with ~$9M non-recurring charge; Van Dukeman reappointed CEO/President
(January 2026) Q4 2025 earnings beat with higher net interest income and profitability versus prior year