FAVO Capital is redefining private credit with fintech-driven solutions for SMBs, with a strategic funding approach that ensures fast, flexible, and reliable access to capital. The company was founded in 2018 and operates with 51-200 employees across multiple locations.
Cyborg Score Rationale
FAVO Capital demonstrates solid fundamentals as a profitable alternative lender with 10,000+ funded businesses and a diversified revenue model spanning direct lending and real estate. However, as an OTC-traded company with limited public disclosures and exposure to SMB credit risk, it carries moderate execution and market risks.
Top Insights
The company has syndicated approximately $840 million worth of capital to small and medium-size businesses across the United States, representing a total Right to Receive of over $1.1 billion.
FAVO Capital guarantees funding approvals within hours, providing a competitive edge in the SMB lending market.
As of January 2023, FAVO Capital completed strategic acquisitions including Believe Call Center in the Dominican Republic and Lendtech CRM Solutions to expand geographic footprint and fintech capabilities.
The company operates two divisions: Lending (under FAVO Capital brand) and Commercial Real Estate (FAVO Realty brand), both focused on adding long-term value to shareholders and partners.
Named Competitors
OnDeck — Alternative SMB lending platform offering term loans and lines of credit
Fundbox — Fintech-powered working capital platform for small businesses
BlueVine — Flexible credit line and invoice financing for SMBs
Square Capital — SMB financing and point-of-sale ecosystem
Recent Developments
(June 2026) Appointed Glen Steward as Chief Strategy Officer to the Board of Directors; Steward brings over 25 years of financial and investment industry experience.
As of June 2023, FAVO Capital acquired the FAVO Group of Companies in a transaction valued at $37 million, including cash, stock, and assumption of debt.
(January 2023) Completed acquisitions of Believe Call Center (Dominican Republic), Lendtech CRM Solutions, and an Independent Sales Organization to expand global footprint and fintech infrastructure.
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