While staying determined to employ digital transformation and technology, Eximbank aims to return to being among the top 10 joint stock commercial banks in Vietnam. Eximbank currently owns a network of 215 banking units nationwide and maintains a correspondent relationship with nearly 600 international financial institutions in 70 countries around the world. The bank's strategy focuses on "customer is the focus, and efficiency is the key" aligned with its motto of "conscientiousness, dedication, and devotion."
Cyborg Score Rationale
As of February 2026 Eximbank has a market cap of $1.66 Billion USD. The bank operates with established infrastructure and a large customer base, but faces competitive pressures in Vietnam's banking sector. Digital transformation initiatives and focus on international trade finance provide growth avenues, though execution risks remain.
Top Insights
In 2023, total assets reached VND 201,417 billion (up 8.8%), deposits reached VND 158,329 billion, and profit before tax reached VND 2,720 billion.
Eximbank received the STP Award from Bank of New York Mellon for international payment quality, honoring efforts to improve international payment and remittance quality.
Eximbank is reinforcing its customer base by innovating products on digital technology grounds and re-planning its Business Unit Network through digitization.
Fitch Ratings assigned Eximbank a BB- rating with stable outlook.
Named Competitors
Techcombank — Major Vietnamese joint-stock commercial bank with BB rating
VPBank — Prominent Vietnamese bank competing in retail and corporate segments
MB Bank — State-affiliated bank with significant market presence
Vietcombank — Vietnam's largest state-owned commercial bank
Recent Developments
(January 2024) Received STP Award from Bank of New York Mellon for international payment settlement quality
(2024) Continuing digital transformation initiatives and modernizing banking unit operations nationwide
(February-March 2025) Holding shareholders meetings to address 2025 profit targets with anticipated 20-30% increases
Open the full interactive Vietnam Export Import Commercial Joint Stock Bank (Eximbank) report
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