The company's vision is to become Louisville's Community Bank. As of December 2025, the bank had 47 employees at 4 locations, indicating steady expansion from its original footprint. Eclipse focuses on individual attention, quick decisions made in Louisville, innovative technology, and a fresh experience not found in other banks.
Cyborg Score Rationale
Eclipse Bancorp demonstrates solid fundamentals as a growing community bank with meaningful assets (~$300M), a clear strategic vision, and consistent expansion into new markets. However, as a small private bank in a consolidated industry, it faces structural challenges including limited scale versus larger competitors and execution risk in growth ambitions.
Top Insights
Eclipse Bank has been named to Louisville Business First's Fast 50 for the 3rd consecutive year, recognizing it as one of the area's fastest growing privately held companies, and was the only financial institution on the 2023 list
Eclipse Bank, Inc. was established in 2005, and Eclipse Bancorp, Inc. was formed in 2021 as a bank holding company structure
Eclipse Bank's CD rates are 4X the national average, with a B+ health rating as of December 2025
The bank offers personal and business banking services including checking and savings accounts, loans, and digital banking solutions, with tailored financial solutions like personal loans, home mortgages, and commercial loans
Named Competitors
Fifth Third Bank — Regional bank competitor with broader geographic footprint
PNC Bank — Large regional competitor with extensive branch network
Community Bank — Local community banking competitor
Recent Developments
(December 2025) Grew to 47 employees across 4 locations with B+ health rating
(2023) Named to Louisville Business First's Fast 50 as the only financial institution on the list
(February 2022) Announced expansion into Tennessee market with appointment of Regional CEO
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