CreditRiskMonitor.com, Inc.: Business Overview, Financials & Competitive Analysis
CreditRiskMonitor.com, Inc. scores 5/10 on the AskCyborg Cyborg Score (Mixed). Niche credit risk SaaS player with blue-chip customer base but facing profitability headwinds and limited institutional capital market access. The company achieved 2% revenue growth in 2025 but experienced a 41% decline in net income despite increased SG&A expenses. It maintains a strong balance sheet with $6.2 million in cash.
What is CreditRiskMonitor.com, Inc.'s industry? CreditRiskMonitor.com, Inc. (creditriskmonitor.com) operates in Market Data and Analytics. AskCyborg classifies CreditRiskMonitor.com, Inc. under Market Data and Analytics in its company registry.
CreditRiskMonitor.com, Inc. provides interactive business-to-business SaaS subscription products for credit and supply chain managers in the United States. The company offers CreditRiskMonitor, a product platform for ...
Cyborg Score thesis
Niche credit risk SaaS player with blue-chip customer base but facing profitability headwinds and limited institutional capital...
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Get Current Report FreeCreditRiskMonitor.com, Inc. Overview
Pro stress-test →CreditRiskMonitor.com, Inc. provides interactive business-to-business SaaS subscription products for credit and supply chain managers in the United States. The company offers CreditRiskMonitor, a product platform for usage and coverage of public and private business information; SupplyChainMonitor, a product platform to monitor and manage supply chain risks; and Credit Limit Service product, an add-on subscription service to establish, update, and manage credit limits. Nearly 40% of the Fortune 1000 rely on its insights to make vital financial decisions.
Strategic Profile
Pro stress-test →The company's FRISK® Score has a proven accuracy rate of 96% for eight consecutive years. It covers over 30 million businesses worldwide, alerting clients to risk changes across their portfolio. For 2025, operating revenue rose to $20.1 million, up 2% from 2024, driven by higher subscription sales and pricing, while net income declined to $1.0 million from $1.7 million as selling, general and administrative expenses increased 8%.
Competitive Landscape
Pro stress-test →Synchrony Financial and Dun & Bradstreet are identified competitors of CreditRiskMonitor. The company competes with large credit bureaus and financial data providers, differentiating through specialized supply chain risk monitoring and proprietary bankruptcy prediction algorithms. Market position remains niche despite Fortune 1000 client base.
Industry Context
CreditRiskMonitor.com, Inc. operates in Market Data and Analytics.
Key facts
Founded: 1999 · Headquarters: Tarrytown, US · Revenue: $20.1M · Market cap: $24.3M