✨ Free AI Report
The Company for Cooperative Insurance (Tawuniya): Key Facts, Business Model & Financial Analysis Read the overview below or get the full interactive report with Cyborg Score, analyst debate audio & saved-company playlists — free, no credit card.
Get Free Report →
Home Company Research The Company for Cooperative Insurance (Tawuniya)
Company Research

The Company for Cooperative Insurance (Tawuniya): Business Overview, Financials & Competitive Analysis

Tawuniya Cooperative Insurance is Saudi Arabia's largest insurer by market share, licensed by SAMA since 1986. The Company offers Shariah-compliant products across motor, domestic-helper, home, family-health, life, me...

Analyst-debate audio for The Company for Cooperative Insurance (Tawuniya)

AskCyborg analysts argue the bull and bear cases for The Company for Cooperative Insurance (Tawuniya) across 11 stress-tested dimensions. Listen on your commute -- faster than reading the 30-page report.

Play the free intro →
Free intro · Pro unlocks the full analyst debate
8/ 10Strong

Cyborg Score thesis

Dominant Saudi insurance leader with strong capital base, Shariah-compliant positioning, and accelerating digital transformation...

Read the full analyst-debate transcript →
Industry Insurance
4 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 21, 2026
AI-Verified Research
30+ Page Report

Get the Latest The Company for Cooperative Insurance (Tawuniya) Report

Up-to-date AI-powered research, analyst debate audio & saved-company playlists

Get Current Report Free
✓ No credit card required
or get it by email

The Company for Cooperative Insurance (Tawuniya) Overview

Pro stress-test →

Tawuniya Cooperative Insurance is Saudi Arabia's largest insurer by market share, licensed by SAMA since 1986. The Company offers Shariah-compliant products across motor, domestic-helper, home, family-health, life, mechanical-breakdown, retirement, travel, and visit-visa lines. With a diversified portfolio spanning medical, motor, property, and specialty insurance, Tawuniya commands a leading position in the Saudi insurance market.

Strategic Profile

Pro stress-test →

In 2021, Tawuniya launched its 2025 strategy to keep pace with fundamental market changes, both locally and globally, with aims to become one of the major insurance companies in the Middle East and North Africa region. The company demonstrates strong commitment to digital transformation through partnerships with Oracle and Innovaccer, and is expanding into bancassurance and healthtech distribution channels.

Competitive Landscape

Pro stress-test →

Tawuniya offers more than sixty types of insurance including health, motor, fire, property, engineering, various accidents, marine, aviation, Takaful, liability insurance, and other specialized coverages. Primary competitors in the Saudi insurance market include other major Takaful and conventional insurers such as Arabian Shield Cooperative Insurance, Saudi Arabian Cooperative Insurance, and Allianz/GCIC. Tawuniya's scale and government backing differentiate it from regional competitors.

Industry Context

The Company for Cooperative Insurance (Tawuniya) operates in Insurance.

Key facts

Founded: 1986 · Headquarters: Riyadh, Saudi Arabia · Employees: 9,300 · Revenue: $5.39B · Market cap: $5.49B

What the analysts stress-tested

The top findings that survived the multi-agent debate for The Company for Cooperative Insurance (Tawuniya).

  • Market cap of $5.49B (as of May 2026) with trailing 12-month revenue of $5.39B demonstrates substantial scale and profitability in a concentrated market.
  • Posted net profit of SR288.08 million, reflecting a 10.1 percent year-on-year increase (recent period).
+2 more stress-tested counter-arguments unlock with Pro. Read the full analyst debate →

Recent developments

Material events tracked by the AskCyborg corpus.

  • March 2026Interim Financial Results announcement for Q1 2026 showing continued profitability
  • June 2026Confirmed market leadership with major Saudi corporate clients including Saudi Telecom Company Group
  • +1 moreTrack every material event for The Company for Cooperative Insurance (Tawuniya) as it happens. Explore monitoring →
Get alerted when The Company for Cooperative Insurance (Tawuniya) has a new material development →

Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Arabian Shield Cooperative InsuranceSaudi Arabian multi-line cooperative insurer→Saudi Arabian Cooperative InsuranceSaudi-based comprehensive insurance provider→GCIC (Allianz subsidiary)Global insurance conglomerate with Saudi operations→Buruj Cooperative InsuranceSaudi insurance provider→

Compare The Company for Cooperative Insurance (Tawuniya) with another company

Pick any company in the AskCyborg corpus to see side-by-side Cyborg Scores and insights.

vs
Side-by-side opens in your AskCyborg account

Industry context

The Company for Cooperative Insurance (Tawuniya) operates in Insurance. See how the rest of the sector scores on the Cyborg framework.

Browse Insurance research →
NEW · MCP server

Ask your AI assistant about The Company for Cooperative Insurance (Tawuniya)

Install the free AskCyborg MCP server in Claude, Cursor, Cline, Continue, or Windsurf and ask any of these in-line:

“Compare The Company for Cooperative Insurance (Tawuniya) and its top competitor on Cyborg Score”
“What did The Company for Cooperative Insurance (Tawuniya) do this quarter?”
“Is The Company for Cooperative Insurance (Tawuniya) a defensible business in 5 years?”
Install the MCP server (10 sec) →
Free, anonymous, no API key required

How AskCyborg builds confidence

⚔

Analyst debate, not single-author opinion

Every report is stress-tested by a panel of AI analysts arguing across 11 dimensions. The output is the part of the case that survived pushback.

📊

Recalibrated weekly

The Cyborg Score is recomputed weekly against fresh data. Recent material developments are continuously tracked and surfaced.

🔗

Methodology open at /methodology

The framework, dimensions, and band breakdowns are documented. The same company gets the same score from any analyst running the framework.

🔒

Free tier is free

No credit card to read the research. Pro adds saved-company audio playlists, monitoring, audio briefings on demand, and PDF export for $39/mo annual.

Sources: public filings, regulatory data, news flow, and proprietary analyst signals. Read the methodology →

Frequently asked questions

What does The Company for Cooperative Insurance (Tawuniya) do?+
Tawuniya Cooperative Insurance is Saudi Arabia's largest insurer by market share, licensed by SAMA since 1986. The Company offers Shariah-compliant products across motor, domestic-helper, home, family-health, life, me...
What is The Company for Cooperative Insurance (Tawuniya)'s Cyborg Score?+
The Company for Cooperative Insurance (Tawuniya) has a Cyborg Score of 8/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are The Company for Cooperative Insurance (Tawuniya)'s main competitors?+
Named competitors include Arabian Shield Cooperative Insurance, Saudi Arabian Cooperative Insurance, GCIC (Allianz subsidiary), Buruj Cooperative Insurance. The full competitive landscape is in the AskCyborg report.
How can I get the full The Company for Cooperative Insurance (Tawuniya) research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the The Company for Cooperative Insurance (Tawuniya) research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

Track The Company for Cooperative Insurance (Tawuniya) over time

Pro members get saved-company audio playlists, Cyborg Score recalibrations, and monitoring for material events across the AskCyborg corpus.

See Pro features
From $39/mo annual

More Insurance research

Companies in the same sector and named competitors, ranked by Cyborg Score.

8The Company for Cooperative Insurance6Suncorp Group Limited6Walaa Cooperative Insurance CompanySkyward Specialty Insurance Group