The company provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in Maine, New Hampshire, and Massachusetts. In September 2024, Camden National announced its acquisition of Northway Financial in an all-stock transaction valued at approximately $86.6 million, creating a premier publicly traded northern New England bank. The company achieved annualized revenue growth of 25% over the last two years, demonstrating strong momentum.
Cyborg Score Rationale
Q4 2025 revenue of $68.05 million grew 42.6% year-on-year with EPS of $1.33 exceeding estimates. TBVPS growth accelerated to 4.1% annually over the last two years from $27.38 to $29.69 per share. However, the consensus analyst rating is "Hold" with four buy-equivalent ratings balanced against hold recommendations, reflecting cautious investor sentiment.
Top Insights
25% annualized revenue growth over the last two years reflects strong recent demand acceleration
Post-Northway merger, combined company will have approximately $7.0 billion in assets and 74 branches
Net interest income comprises 77.1% of revenue, indicating strong lending-focused business model
Current dividend yield of 3.6% with annualized payout of $1.68 per share provides income component
Named Competitors
Regional Banking Services — Maine-based regional bank competitor
Community Banking — Pacific Northwest regional bank competitor
Regional Banking — Multi-state regional bank holding company
Recent Developments
(January 2026) Q4 2025 earnings exceeded expectations with 42.6% revenue growth and $1.33 EPS
(January 2026) Increased quarterly dividend to $0.42 per share, representing 3.6% annualized yield
(September 2024) Announced acquisition of Northway Financial creating combined entity with $7.0 billion in assets
(Recent) Board approved three-for-two stock split to be effected as stock dividend
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