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Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée: Business Overview, Financials & Competitive Analysis

Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée scores 7/10 on the AskCyborg Cyborg Score (Solid). Stable regional bank with strong client acquisition, solid balance sheet, and reinvestment of earnings locally, offering defensive income exposure to French credit markets with modest growth potential.

What is Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée's industry? Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (ca-atlantique-vendee.fr) operates in Regional Banking / Financial Services. AskCyborg classifies Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée under Regional Banking / Financial Services in its company registry.

CRAV is a regional bank member of the Crédit Agricole group and one of 13 cooperative investment certificate (CCI) issuers listed on Euronext Paris. Headquartered in Nantes, France, the company was incorporated in 200...

7/ 10Solid

Cyborg Score thesis

Stable regional bank with strong client acquisition, solid balance sheet, and reinvestment of earnings locally, offering...

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Industry Regional Banking / Financial Services
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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Analyst-debate audio for Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée

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What's in This Report
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée Overview

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CRAV is a regional bank member of the Crédit Agricole group and one of 13 cooperative investment certificate (CCI) issuers listed on Euronext Paris. Headquartered in Nantes, France, the company was incorporated in 2001 and serves as a major financial institution across the Pays de la Loire region. The bank offers comprehensive banking services including loans, savings products, and insurance solutions for individuals and businesses, plus specialized services like real estate investment, cash management, and asset management.

Strategic Profile

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CRAV is one of 39 regional caisses within the Crédit Agricole group structure. As of end 2024, the bank manages €31.4 billion in deposit collection and €24.9 billion in credit outstandings, positioning it as a significant regional player. The bank demonstrated strong commercial performance with over 41,500 new clients and continued market share gains, particularly in business (+4.6%) and professional (+3.8%) segments.

Competitive Landscape

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CRAV operates as one of 39 regional caisses within the Crédit Agricole network, which provides significant scale advantages through group resources while maintaining regional autonomy. The bank serves Loire-Atlantique and Vendée departments in the Pays de la Loire region, competing with regional branches of other major French banks (BNP Paribas, Société Générale, Caisse d'Épargne) and local institutions. The cooperative structure and local reinvestment model differentiate CRAV in the French retail banking landscape.

Industry Context

Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée operates in Regional Banking / Financial Services.

Key facts

Founded: 2002 · Headquarters: Nantes, France · Employees: 2,000-4,999 · Market cap: $1.06B

What the analysts stress-tested

The top findings that survived the multi-agent debate for Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée.

  • Acquired 41,500+ new clients in 2024 with strongest growth in business and professional segments, demonstrating competitive positioning
  • Strong capital position with €3.99B consolidated equity (12.24% of assets) and 24.50% solvency ratio far exceeding 11.47% regulatory minimum
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Recent developments

Material events tracked by the AskCyborg corpus.

  • January 2025Announced €3.53 per certificate dividend for 2024, representing 4.04% yield on cooperative investment certificates
  • December 2024Full-year 2024 results showed 3.01% CCI price appreciation and €32.57B total assets with strong capital ratios
  • +1 moreTrack every material event for Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée as it happens. Explore monitoring →
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Named competitors

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Industry context

Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée operates in Regional Banking / Financial Services. See how the rest of the sector scores on the Cyborg framework.

Top companies in Regional Banking by Cyborg Score

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Every report is stress-tested by a panel of AI analysts arguing across 11 dimensions. The output is the part of the case that survived pushback.

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Recalibrated weekly

The Cyborg Score is recomputed weekly against fresh data. Recent material developments are continuously tracked and surfaced.

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Methodology open at /methodology

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Frequently asked questions

What does Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée do?+
CRAV is a regional bank member of the Crédit Agricole group and one of 13 cooperative investment certificate (CCI) issuers listed on Euronext Paris. Headquartered in Nantes, France, the company was incorporated in 200...
What is Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée's Cyborg Score?+
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée's main competitors?+
Named competitors include Regional Banking Services, Retail & Commercial Banking, Personal & Business Banking. The full competitive landscape is in the AskCyborg report.
How can I get the full Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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