BKS Bank ranks as the 19th largest bank in Austria by total assets with a 1.00% market share, and is the 5th largest joint stock bank in Austria. With branches in Austria, Slovenia, Croatia and Slovakia plus representative offices in additional Central European countries, BKS maintains a regional presence.
Cyborg Score Rationale
2024 net income of EUR 18.52 million reflects solid profitability, though 2024 revenue declined 4.72% to EUR 352.09 million with earnings down 8.94%. The bank maintains regional market strength but faces headwinds from declining revenues and earnings pressures typical of regional European banks.
Top Insights
Total assets grew 3.18% in 2024, positioning BKS as the 19th largest bank in Austria
Geographic diversification across Central Europe with operations in Austria, Slovenia, Croatia, Slovakia, Italy, and Hungary
Attractive dividend yield of 2.27%
Return on assets of 0.19% with a 96.04% loans-to-deposits ratio indicates balanced risk management
Named Competitors
Erste Group Banking — Leading universal bank in Central and Eastern Europe
Raiffeisen Banking Group — Major player in Austrian and CEE retail and corporate banking
UniCredit Bank Austria — International bank with significant Austrian market presence
Recent Developments
(May 2025) BKS Bank announced 2024 dividend distribution
(2024) Total assets reached EUR 10.16 billion with 3.18% annual growth
(2024) Transitioned to 19th largest bank in Austria by assets
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