BayCom Corp: Business Overview, Financials & Competitive Analysis
BayCom Corp scores 6/10 on the AskCyborg Cyborg Score (Solid). Regional community bank with solid fundamentals, expanding multi-state presence, and improving dividend policy attracting income investors despite recent earnings headwinds. In 2024, BayCom's revenue was $96.25 million (down 6.4%), with earnings of $23.61 million (down 13.9%). However, the company maintains consistent dividend growth and analyst support with recent increases in.
What is BayCom Corp's industry? BayCom Corp (unitedbusinessbank.com) operates in Commercial Banking / Regional Bank Holding Company. AskCyborg classifies BayCom Corp under Commercial Banking / Regional Bank Holding Company in its company registry.
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company operates throug...
Cyborg Score thesis
Regional community bank with solid fundamentals, expanding multi-state presence, and improving dividend policy attracting income...
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Get Current Report FreeBayCom Corp Overview
Pro stress-test →BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico.
Strategic Profile
Pro stress-test →United Business Bank was conceived with the realization that clients deserve access to the decision-makers, with relationships with bank contacts that bring knowledge to advance client business goals. The bank combines regional reach with a community-focused approach to lending and treasury management for small and mid-market businesses.
Competitive Landscape
Pro stress-test →BayCom competes with regional and community banks in western US, including larger regional players and smaller community banks. Differentiation centers on SMB lending expertise, treasury management services, and decision-maker accessibility. The company operates across diverse geographies (California, Washington, Nevada, Colorado, New Mexico) to mitigate regional economic cycles.
Industry Context
BayCom Corp operates in Commercial Banking / Regional Bank Holding Company.
Key facts
Founded: 2004 · Headquarters: Walnut Creek, California · Revenue: $96.25M (2024) · Market cap: $326.4M