Bank of Beijing is one of the largest banking groups in China. With a dividend yield of 5.20% in 2024 and a payout ratio of 29.95%, the bank maintains strong shareholder returns. Fitch has affirmed Bank of Beijing's credit rating at 'BB+' with a stable outlook.
Cyborg Score Rationale
Bank of Beijing has a market cap of 114.81B as of early February 2026. The bank maintains solid dividend yields and credit ratings, though it faces headwinds from narrowing net interest margins typical of Chinese banking sector challenges. Recent earnings have shown some volatility.
Top Insights
In 2024, revenue increased 3.20% to 49.81 billion, with earnings up 0.93% to 22.55 billion.
Analysts have a 12-month price target of 6.67 CNY with 5 buy recommendations and 22.84% upside potential.
Chinese market recovery has been supported by coordinated government actions and expanded credit measures, particularly accelerated 2025 spending and increased special bond issuance by local governments.
Net interest margins continue to narrow across Chinese banks, creating profitability pressures.
Named Competitors
Industrial Bank — Major Chinese commercial bank
Bank of Communications — Large Chinese state-controlled bank
Bank of Nanjing — Regional Chinese commercial bank
Recent Developments
(February 2026) Stock trading at 5.43 CNY with market cap of approximately 114.81B CNY
(Q4 2025) Net income of 6.01B CNY, down 18.56% from prior quarter
(2025) Chinese government signaled readiness for additional stimulus measures in Q2 to support economic growth amid external pressures
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