Atlantic American Corporation: Business Overview, Financials & Competitive Analysis
Atlantic American Corporation scores 5/10 on the AskCyborg Cyborg Score (Mixed). Small-cap specialty insurer showing operational improvement but facing compliance and market capitalization challenges. The company reported net income of $0.6M (diluted $0.02) for Q3 2025 and net income of $4.7M (diluted $0.22) for the nine months ended September 30, 2025, versus net losses in comparable 2024 periods. However, Atlantic.
What is Atlantic American Corporation's industry? Atlantic American Corporation (atlam.com) operates in Insurance - Life and Property & Casualty. AskCyborg classifies Atlantic American Corporation under Insurance - Life and Property & Casualty in its company registry.
Atlantic American Corporation is an insurance holding company active in specialty markets of the life, health, and property and casualty insurance industries. The Company conducts its operations primarily through its ...
Cyborg Score thesis
Small-cap specialty insurer showing operational improvement but facing compliance and market capitalization...
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Get Current Report FreeAtlantic American Corporation Overview
Pro stress-test →Atlantic American Corporation is an insurance holding company active in specialty markets of the life, health, and property and casualty insurance industries. The Company conducts its operations primarily through its insurance subsidiaries: American Southern Insurance Company and American Safety Insurance Company (collectively American Southern); and Bankers Fidelity Life Insurance Company, Bankers Fidelity Assurance Company, and Atlantic Capital Life Assurance Company (collectively Bankers Fidelity).
Strategic Profile
Pro stress-test →American Southern operates in the property and casualty insurance market while Bankers Fidelity operates in the life and health insurance markets. Premium revenue rose nearly 12% year-to-date, driven by automobile liability, inland marine, automobile physical damage, Medicare supplement and group accident and health lines.
Competitive Landscape
Pro stress-test →Atlantic American operates in the specialty insurance niche against larger regional and national carriers. Key lines include Medicare supplement, group accident and health, group life, automobile liability, automobile physical damage and inland marine. The company's small scale ($53M market cap) positions it as a niche player relative to major insurers.
Industry Context
Atlantic American Corporation operates in Insurance - Life and Property & Casualty.
Key facts
Founded: 1937 · Headquarters: Atlanta, Georgia · Employees: 153 · Revenue: N/A · Market cap: $53M