At-Bay, Inc. — Cyborg Score 7/10

Strong
Cyber Insurance

Strategic Profile

As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL). The cyber insurance company is restructuring its development division as it shifts toward operating profitability.

Cyborg Score Rationale

At-Bay has achieved meaningful revenue scale ($289.7M) with a differentiated InsurSec model integrating insurance and security. The company has raised $292M in funding and attained AM Best A- rating (April 2023), demonstrating insurance credibility. However, profitability pressures and competitive intensity in the growing cyber insurance market present execution challenges.

Top Insights

  • At-Bay launched new MXDR platform to address 90% of cyber insurance claim risk for mid-market and small businesses
  • At-Bay Specialty Insurance Company received an AM Best A- (excellent) rating with stable outlook in April 2023
  • Supply chain risk via third-party vendors increased sharply in 2025 according to a report by At-Bay
  • At-Bay is a globally distributed company with hubs in Atlanta, New York City, San Francisco, and Tel Aviv

Named Competitors

  • Coalition — Active insurance combining cybersecurity with insurance coverage
  • Cowbell Cyber — Cyber insurance and risk management provider
  • Resilience — Cyber risk quantification and insurance platform
  • CyberCube — Cyber risk analytics and modeling for insurance market

Recent Developments

  • (April 2023) At-Bay Specialty Insurance Company received AM Best A- (excellent) rating with stable outlook
  • (2024) Research published on ransomware attack trends and remote access tools as primary vector
  • (2025) Launched new MXDR platform targeting mid-market and small business cyber insurance claim risks

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