West Shore Bank is an independent, locally owned and managed community bank. The bank currently operates 11 office locations in Mason, Manistee, Oceana, Benzie, Grand Traverse, Muskegon, and Kent counties. With a focus on personalized service and community involvement, West Shore Bank competes in the regional community banking space with digital capabilities and comprehensive wealth and treasury management services.
Cyborg Score Rationale
As of May 2026, West Shore Bank has a market capitalization of $51.8M and trailing twelve month revenue of $34.3M. The bank maintains stable operations with established community roots and digital banking offerings, though limited scale and public trading on OTC markets suggest moderate competitive positioning in regional markets.
Top Insights
Founded in 1898, West Shore Bank has over 125 years of operational history.
The bank employs over 100 people across nine full-service banking offices in Michigan.
West Shore Bank offers digital banking services to all clients with focus on cybersecurity awareness.
The bank provides wealth planning, investment management, trusts, estates, retirement planning, and treasury management services alongside traditional banking.
Named Competitors
North Shore Bank — Regional community bank competitor
CNB — Community banking services
Northwestern Bank — Regional banking operations
Recent Developments
(May 2026) Stock trading at $42.00 per share with market capitalization of $51.8M
(April 2026) Community involvement as sponsor of MI Athena's Authentic Leadership virtual event
Bank continues digital banking expansion with new Giving Center feature for charitable donations
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