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Salama Cooperative Insurance Company: Business Overview, Financials & Competitive Analysis

Salama Cooperative Insurance Company scores 6/10 on the AskCyborg Cyborg Score (Solid). Established Takaful pioneer with regional diversification and Shariah-compliant positioning, though scale and profitability metrics suggest execution risks in competitive Saudi insurance market. Salama demonstrates solid fundamentals as an established regional Takaful player with diversified insurance segments (Medical, Motor, Others) and multi-country operations. However, market cap of ~$113M and.

What is Salama Cooperative Insurance Company's industry? Salama Cooperative Insurance Company (salama.com.sa) operates in Cooperative Insurance / Takaful. AskCyborg classifies Salama Cooperative Insurance Company under Cooperative Insurance / Takaful in its company registry.

Salama Cooperative Insurance Company is a Saudi Arabia-based joint stock company providing Shariah-compliant (Takaful) insurance solutions. Operating since its 2006 establishment in Saudi Arabia with roots tracing to ...

6/ 10Solid

Cyborg Score thesis

Established Takaful pioneer with regional diversification and Shariah-compliant positioning, though scale and profitability...

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Industry Cooperative Insurance / Takaful
3 named competitors
1 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 19, 2026
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Salama Cooperative Insurance Company OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Salama Cooperative Insurance Company Overview

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Salama Cooperative Insurance Company is a Saudi Arabia-based joint stock company providing Shariah-compliant (Takaful) insurance solutions. Operating since its 2006 establishment in Saudi Arabia with roots tracing to 1979, the company delivers comprehensive coverage across motor, medical, travel, and general insurance segments to both individual and institutional customers throughout the MENA region.

Strategic Profile

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Salama positions itself as a pioneering Takaful operator with multi-regional footprint across six direct subsidiaries in the UAE, Saudi Arabia, Egypt, Senegal, Algeria, and Jordan, plus a Re-Takaful company in Tunisia. The company leverages its first-mover advantage as one of the earliest cooperative insurance providers under Saudi regulations and maintains strong competitive positioning through diversified product offerings and institutional presence in a growing Islamic finance market.

Competitive Landscape

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Salama operates in Saudi Arabia's competitive insurance market alongside established players like Tawuniya, Arabian Shield Cooperative Insurance, Malath Cooperative Insurance, and newer entrants. The company's Takaful focus differentiates it from conventional insurers, though major players increasingly offer Sharia-compliant products. Regional Takaful competitors include Alinma Tokio Marine and AFG International in the broader MENA market.

Industry Context

Salama Cooperative Insurance Company operates in Cooperative Insurance / Takaful.

Key facts

Founded: 2006 · Headquarters: Jeddah, Saudi Arabia · Revenue: $141M · Market cap: $113M

What the AI analysts debated

AI-generated and not independently verified: selected findings from the multi-agent debate on Salama Cooperative Insurance Company.

  • Only one of first cooperative insurance companies licensed under Saudi Cooperative Insurance Regulations, providing regulatory credibility and first-mover advantage
  • Multi-segment diversification with Motor segment as primary revenue driver; Medical segment growing with corporate emphasis on SMEs and CCHI compliance
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Recent developments

Material events tracked by the AskCyborg corpus.

  • June 2025Stock price at $3.77 with market cap of approximately $113M and TTM revenue of $141M
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Named competitors

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Motor & General InsuranceSaudi cooperative insurer with broader market reach→Takaful Insurance ProductsCompetitor in Takaful segment with similar product portfolio→Islamic Insurance SolutionsRegional Takaful player with international partnership→

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Industry context

Salama Cooperative Insurance Company operates in Cooperative Insurance / Takaful. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Salama Cooperative Insurance Company do?+
Salama Cooperative Insurance Company is a Saudi Arabia-based joint stock company providing Shariah-compliant (Takaful) insurance solutions. Operating since its 2006 establishment in Saudi Arabia with roots tracing to ...
What is Salama Cooperative Insurance Company's Cyborg Score?+
Salama Cooperative Insurance Company has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Salama Cooperative Insurance Company's main competitors?+
Named competitors include Motor & General Insurance, Takaful Insurance Products, Islamic Insurance Solutions. The full competitive landscape is in the AskCyborg report.
How can I get the full Salama Cooperative Insurance Company research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Salama Cooperative Insurance Company research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Cooperative Insurance research

Companies in the same sector and named competitors, ranked by Cyborg Score.

6Malath Cooperative Insurance Company6Salama Cooperative Insurance Company