Raiffeisen Bank International AG: Business Overview, Financials & Competitive Analysis
Raiffeisen Bank International AG scores 6/10 on the AskCyborg Cyborg Score (Solid). Undervalued Central/Eastern European banking franchise with strong fundamentals offset by Russia operational constraints and regulatory complexity. Earnings are forecast to grow 12.47% per year while revenue is expected to decline by 1.3% per year. The loan book quality remains excellent with an NPE ratio of 1.7 percent. However.
What is Raiffeisen Bank International AG's industry? Raiffeisen Bank International AG (rbinternational.com) operates in Commercial & Retail Banking. AskCyborg classifies Raiffeisen Bank International AG under Commercial & Retail Banking in its company registry.
Raiffeisen Bank International is an Austrian banking group headquartered in Vienna serving as the central and eastern European platform of the Raiffeisen Banking Group, offering a comprehensive suite of financial serv...
Cyborg Score thesis
Undervalued Central/Eastern European banking franchise with strong fundamentals offset by Russia operational constraints and...
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Get Current Report FreeRaiffeisen Bank International AG Overview
Pro stress-test →Raiffeisen Bank International is an Austrian banking group headquartered in Vienna serving as the central and eastern European platform of the Raiffeisen Banking Group, offering a comprehensive suite of financial services to retail, corporate and institutional clients. The bank reported strong 2025 results with 2026 earnings guidance and proposed a €1.60 per share dividend.
Strategic Profile
Pro stress-test →The bank operates the biggest foreign bank in Russia but has been unable to exit despite ongoing geopolitical challenges. Raiffeisen Bank International currently trades on a P/E of 10.4x, at the lower end compared with peers and the broader European banks sector. In the medium term, RBI is aiming for a consolidated return on equity of at least 13 percent excluding Russia and excluding expenses and provisions for litigation related to foreign currency loans in Poland.
Competitive Landscape
Pro stress-test →RBI operates as the central and eastern European platform serving retail, corporate and institutional clients with a focus on lending, trade finance, project financing and capital markets services. The bank competes with regional and international banking groups across Central/Eastern Europe, though specific peer analysis shows trading at discount to comparable European bank multiples.
Industry Context
Raiffeisen Bank International AG operates in Commercial & Retail Banking.
Key facts
Founded: 1886 · Headquarters: Vienna, Austria · Revenue: $10.1B · Market cap: $16.8B