The company's unique business structure allows it to serve clients and communities at a local level, while benefiting from the strength and efficiencies of centralized operations. QCR serves the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny and Springfield communities through four wholly owned banking subsidiaries (Quad City Bank & Trust, Cedar Rapids Bank & Trust, Community State Bank and Guaranty Bank), which provides full-service commercial and consumer banking and trust and asset management services.
Cyborg Score Rationale
Stable regional bank with consistent performance and strong deposit base. Mid-size community bank focus provides defensive positioning but limited growth catalysts. Adequate capitalization and diverse service offerings support operational resilience.
Top Insights
Multi-bank holding company structure enables local relationship banking while maintaining operational efficiencies
Significant asset base of approximately $9.1B with $7.0B in deposits across Midwest markets
Diversified operations including equipment financing through subsidiary m2 and wealth management services
Positioned in stable Midwest communities with established deposit franchises
Named Competitors
First Mid Bancshares — Regional bank holding company
MidWestOne Financial Group — Midwest regional banking services
Home Bancorp — Community banking services
Recent Developments
(March 2026) Stock trading at $80.79 with market capitalization of $1.35B
(2026) TTM revenue of $360M with EPS of $7.54
(2026) Continued operations across 27 locations in Illinois, Iowa, Wisconsin and Missouri
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