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QCR Holdings, Inc.: Business Overview, Financials & Competitive Analysis

QCR Holdings, Inc. scores 6/10 on the AskCyborg Cyborg Score (Solid). Defensive regional banker with strong local market presence and relationship-based model offering steady income and dividend potential. Stable regional bank with consistent performance and strong deposit base. Mid-size community bank focus provides defensive positioning but limited growth catalysts. Adequate capitalization and diverse service offerings support operational resilience.

What is QCR Holdings, Inc.'s industry? QCR Holdings, Inc. (qcrh.com) operates in Banking. AskCyborg classifies QCR Holdings, Inc. under Banking in its company registry.

QCR Holdings, Inc. is a relationship-driven, multi-bank holding company headquartered in Moline, IL. The Bank provides commercial and consumer banking, and trust and asset management services. The company operates sub...

6/ 10Solid

Cyborg Score thesis

Defensive regional banker with strong local market presence and relationship-based model offering steady income and dividend...

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Industry Banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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What's in This Report
QCR Holdings, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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QCR Holdings, Inc. Overview

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QCR Holdings, Inc. is a relationship-driven, multi-bank holding company headquartered in Moline, IL. The Bank provides commercial and consumer banking, and trust and asset management services. The company operates subsidiaries across multiple Midwest communities.

Strategic Profile

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The company's unique business structure allows it to serve clients and communities at a local level, while benefiting from the strength and efficiencies of centralized operations. QCR serves the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny and Springfield communities through four wholly owned banking subsidiaries (Quad City Bank & Trust, Cedar Rapids Bank & Trust, Community State Bank and Guaranty Bank), which provides full-service commercial and consumer banking and trust and asset management services.

Competitive Landscape

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QCR competes with regional and community banks across the Midwest including First Mid Bancshares, MidWestOne Financial Group, Home Bancorp, and Southern Missouri Bancorp. The company's competitive advantage lies in its relationship-driven model and multi-bank structure that balances local community focus with centralized operational efficiencies.

Industry Context

QCR Holdings, Inc. operates in Banking.

Key facts

Founded: 1993 · Headquarters: Moline, Illinois · Revenue: $360M · Market cap: $1.35B

What the analysts stress-tested

The top findings that survived the multi-agent debate for QCR Holdings, Inc..

  • Multi-bank holding company structure enables local relationship banking while maintaining operational efficiencies
  • Significant asset base of approximately $9.1B with $7.0B in deposits across Midwest markets
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Recent developments

Material events tracked by the AskCyborg corpus.

  • March 2026Stock trading at $80.79 with market capitalization of $1.35B
  • 2026TTM revenue of $360M with EPS of $7.54
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

First Mid BancsharesRegional bank holding company→MidWestOne Financial GroupMidwest regional banking services→Home BancorpCommunity banking services→

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Industry context

QCR Holdings, Inc. operates in Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does QCR Holdings, Inc. do?+
QCR Holdings, Inc. is a relationship-driven, multi-bank holding company headquartered in Moline, IL. The Bank provides commercial and consumer banking, and trust and asset management services. The company operates sub...
What is QCR Holdings, Inc.'s Cyborg Score?+
QCR Holdings, Inc. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are QCR Holdings, Inc.'s main competitors?+
Named competitors include First Mid Bancshares, MidWestOne Financial Group, Home Bancorp. The full competitive landscape is in the AskCyborg report.
How can I get the full QCR Holdings, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
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The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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