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MetLife, Inc.: Business Overview, Financials & Competitive Analysis

MetLife, Inc. scores 6/10 on the AskCyborg Cyborg Score (Solid). Established market leader leveraging demographic tailwinds in retirement income with steady capital returns, though facing near-term margin pressures. Full year 2025 revenue of $77.1B grew from $71.0B, but net income declined to $3.4B from $4.4B, with earnings per share falling to $4.71 from $5.94. MetLife plans $2.85B in stock repurchases.

What is MetLife, Inc.'s industry? MetLife, Inc. (metlife.com) operates in Life Insurance, Annuities, Employee Benefits & Asset Management. AskCyborg classifies MetLife, Inc. under Life Insurance, Annuities, Employee Benefits & Asset Management in its company registry.

MetLife is one of the world's leading financial services companies providing insurance, annuities, employee benefits and asset management, founded in 1868 with operations in more than 40 markets globally. The company ...

6/ 10Solid

Cyborg Score thesis

Established market leader leveraging demographic tailwinds in retirement income with steady capital returns, though facing...

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Industry Life Insurance, Annuities, Employee Benefits & Asset Management
4 named competitors
4 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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MetLife, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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MetLife, Inc. Overview

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MetLife is one of the world's leading financial services companies providing insurance, annuities, employee benefits and asset management, founded in 1868 with operations in more than 40 markets globally. The company generated $77.1B in revenue for full year 2025, positioning it as a dominant player in life insurance and retirement solutions amid growing consumer anxiety about retirement security.

Strategic Profile

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MetLife operates through six segments: Group Benefits, Retirement and Income Solutions, Asia, Latin America, Europe/Middle East/Africa, and MetLife Holdings. The company is strengthening its market position through strategic acquisitions and partnerships, notably completing the acquisition of PineBridge Investments. The firm is focused on capitalizing on rising retirement security concerns through guaranteed income and pension risk transfer products.

Competitive Landscape

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MetLife is one of the largest life insurers in the US by assets. The company competes with other diversified financial services firms in life insurance, annuities, employee benefits, and asset management. Competitors include Prudential, Voya Financial, Assurant, and specialized providers in retirement income solutions and pet insurance.

Industry Context

MetLife, Inc. operates in Life Insurance, Annuities, Employee Benefits & Asset Management.

Key facts

Founded: 1868 · Headquarters: New York, US · Revenue: $77.1B · Market cap: $50.7B

What the analysts stress-tested

The top findings that survived the multi-agent debate for MetLife, Inc..

  • Growing anxiety among pre-retirees and retirees about outliving their savings presents a significant market opportunity as MetLife leans into guaranteed income and protection products.
  • MetLife expects 7.7% returns on private equity in 2025 with a 2026 target of 9%, contributing $1.6B pretax to earnings.
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Recent developments

Material events tracked by the AskCyborg corpus.

  • February 2026UBS raises price target to $98 with buy rating
  • February 2026MetLife completes Q4 2025 with $23.8B revenue and plans consistent 2026 buybacks
  • +2 moreTrack every material event for MetLife, Inc. as it happens. Explore monitoring →
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Prudential FinancialDiversified life insurance and retirement solutions provider→Voya FinancialRetirement and employee benefits solutions→AssurantSpecialty insurance and employee benefits→Equifax/DavisDriveEmployee benefits and retirement platforms→

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Industry context

MetLife, Inc. operates in Life Insurance, Annuities, Employee Benefits & Asset Management. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does MetLife, Inc. do?+
MetLife is one of the world's leading financial services companies providing insurance, annuities, employee benefits and asset management, founded in 1868 with operations in more than 40 markets globally. The company ...
What is MetLife, Inc.'s Cyborg Score?+
MetLife, Inc. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are MetLife, Inc.'s main competitors?+
Named competitors include Prudential Financial, Voya Financial, Assurant, Equifax/DavisDrive. The full competitive landscape is in the AskCyborg report.
How can I get the full MetLife, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the MetLife, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Life Insurance research

Companies in the same sector and named competitors, ranked by Cyborg Score.

8Great-West Lifeco Inc.7Japan Post Insurance Co., Ltd.7Life Insurance Corporation of India7Thai Life Insurance Public Company Limited6MetLife, Inc.8Assurant, Inc.