Jiangxi Bank Co., Ltd.: Business Overview, Financials & Competitive Analysis
Jiangxi Bank Co., Ltd. scores 4/10 on the AskCyborg Cyborg Score (Mixed). Regional Chinese bank trading at deep valuation discount but constrained by revenue contraction, regulatory penalties, and profit decline. In 2025, Jiangxi Bank reported operating revenue of RMB 9.028 billion (down 21.9% year-on-year) and net profit of RMB 965 million (down 8.7%). The bank trades at a significant discount.
What is Jiangxi Bank Co., Ltd.'s industry? Jiangxi Bank Co., Ltd. (jx-bank.com) operates in Banking. AskCyborg classifies Jiangxi Bank Co., Ltd. under Banking in its company registry.
Jiangxi Bank is a commercial bank operating in China through Corporate Banking, Retail Banking and Credit Card, and Financial Markets business segments, with maximum revenue generated from Corporate Banking. The bank ...
Cyborg Score thesis
Regional Chinese bank trading at deep valuation discount but constrained by revenue contraction, regulatory penalties, and profit...
Read the full analyst-debate transcript →Get the Latest Jiangxi Bank Co., Ltd. Report
Up-to-date AI-powered research, analyst debate audio & saved-company playlists
Get Current Report FreeJiangxi Bank Co., Ltd. Overview
Pro stress-test →Jiangxi Bank is a commercial bank operating in China through Corporate Banking, Retail Banking and Credit Card, and Financial Markets business segments, with maximum revenue generated from Corporate Banking. The bank conducts its business in Jiangxi Province of the PRC.
Strategic Profile
Pro stress-test →The Corporate Banking segment provides financial products and services to corporations, government agencies and financial institutions. Founded in 1997 and headquartered in Nanchang, the bank operates as a regionally-focused institution. However, the bank faces operational headwinds with declining profitability in 2025.
Competitive Landscape
Pro stress-test →Jiangxi Bank competes within China's regional banking sector against other mid-sized commercial banks and state-owned banking giants. Its position is constrained by geographic concentration in Jiangxi Province and recent regulatory action, limiting competitive differentiation. Performance comparisons are challenging given the bank's smaller scale and recent operational challenges relative to larger national players.
Industry Context
Jiangxi Bank Co., Ltd. operates in Banking.
Key facts
Founded: 1997 · Headquarters: Nanchang, China · Revenue: RMB 9.028B (2025) · Market cap: HK$4.22B