Insperity, Inc. — Cyborg Score 5/10

Mixed
Professional Employer Organization (PEO) / HR Business Services

Strategic Profile

Insperity's HRScale solution with Workday and AI-driven HR offerings positions it for higher revenue growth and scalable margin improvements in the mid-market segment. Greater regulatory complexity and market shifts toward full-service HR consolidate Insperity's leadership, enhancing client retention, revenue visibility, and durable cash flows.

Cyborg Score Rationale

Q3 2025 reported a net loss of $20 million, driven by higher-than-expected healthcare costs, reversing year-to-date net income of $26 million. However, structural margin improvements and demand for tech-enabled HR solutions position Insperity for multi-year outperformance.

Top Insights

  • HRScale partnership with Workday expansion into mid-market segment with AI-driven solutions
  • Serves 100,000+ businesses with 2M+ employees; operates 60+ offices with 2,200 corporate employees
  • Full-year 2025 adjusted EBITDA forecast between $190M-$245M despite Q3 2025 net loss
  • TTM revenue of $6.8 billion with consistent scale in business services sector

Named Competitors

  • PEO Services — Professional Employer Organization for small businesses
  • HR Staffing Solutions — Workforce solutions and staffing services
  • Global Workforce Solutions — Employment services and staffing
  • HR & Finance Consulting — Professional services and talent solutions

Recent Developments

  • (November 2025) Q3 2025 earnings reported with net loss of $20M due to healthcare cost pressures
  • (August 2025) Q2 2025 earnings conference call and results reporting
  • (2025) Dual listing on NYSE Texas announced for common stock

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