✨ Free AI Report
Earnix, Inc.: Key Facts, Business Model & Financial Analysis Read the overview below or get the full interactive report with Cyborg Score, analyst debate audio & saved-company playlists — free, no credit card.
Get Free Report →
Home Company Research Earnix, Inc.
Company Research

Earnix, Inc.: Business Overview, Financials & Competitive Analysis

Earnix, Inc. scores 7/10 on the AskCyborg Cyborg Score (Strong). Earnix is a well-established InsurTech leader capturing value from the AI decisioning transformation in insurance and banking operations. Earnix demonstrates strong market positioning with a mission-critical platform serving major financial institutions, significant recent hiring, and a comprehensive AI product suite. However, private equity status and lack of recent disclosed funding.

What is Earnix, Inc.'s industry? Earnix, Inc. (earnix.com) operates in Insurance (Insurtech). AskCyborg classifies Earnix, Inc. under Insurance (Insurtech) in its company registry.

Earnix provides an integrated predictive, generative, and agentic AI platform to power intelligent decisioning across the full underwriting, pricing, rating, and personalization cycle. The company is a leading provide...

7/ 10Strong

Cyborg Score thesis

Earnix is a well-established InsurTech leader capturing value from the AI decisioning transformation in insurance and banking...

Read the full analyst-debate transcript →
Industry Insurance (Insurtech)
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 28, 2026
AI-Verified Research
30+ Page Report

Get the Latest Earnix, Inc. Report

Up-to-date AI-powered research, analyst debate audio & saved-company playlists

Get Current Report Free
✓ No credit card required
or get it by email

Analyst-debate audio for Earnix, Inc.

AskCyborg analysts argue the bull and bear cases for Earnix, Inc. across 11 stress-tested dimensions. Listen on your commute -- faster than reading the 30-page report.

Play the free intro →
Free intro · Pro unlocks the full analyst debate
What's in This Report
Earnix, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
Get Interactive Report Freeor start reading below

Earnix, Inc. Overview

Pro stress-test →

Earnix provides an integrated predictive, generative, and agentic AI platform to power intelligent decisioning across the full underwriting, pricing, rating, and personalization cycle. The company is a leading provider of mission-critical systems for global insurers and banks, enabling customers to provide prices and personalized products that are smarter, faster, and safer in alignment with corporate business goals.

Strategic Profile

Pro stress-test →

Earnix's customers deliver over 1 billion quotes per year through its solutions, offering systemized, enterprise-wide value with ultra-fast ROI. As of February 2026, Earnix has approximately 415 employees across 5 continents, positioning the company as a scaled InsurTech player focused on AI-driven decision optimization for the insurance and banking sectors.

Competitive Landscape

Pro stress-test →

Earnix competes in the InsurTech decisioning software space against established enterprise software vendors and specialized pricing platforms. The Price-It Connector partnership with Sapiens demonstrates competitive positioning in the insurance operations software market. Primary competition comes from legacy system vendors, cloud-native InsurTech platforms, and enterprise AI/analytics providers serving insurance and banking sectors.

Industry Context

Earnix, Inc. operates in Insurance (Insurtech).

Key facts

Founded: 2001 · Headquarters: Newton, US · Employees: 415

What the analysts stress-tested

The top findings that survived the multi-agent debate for Earnix, Inc..

  • Platinum Sponsor at Guidewire Connections 2025 highlights Earnix's leadership and credibility in the insurance technology ecosystem
  • Earnix acquired Zelros, a Paris-based pioneer in Generative AI for insurers and banks, combining advanced Predictive AI with GenAI recommendations capabilities
+2 more stress-tested counter-arguments unlock with Pro. Read the full analyst debate →

Recent developments

Material events tracked by the AskCyborg corpus.

  • August 2025Launched Earnix Price-It Connector for Sapiens IDITSuite providing integrated intelligent pricing and rating
  • February 2026Company employed approximately 415 people across 5 continents
  • +1 moreTrack every material event for Earnix, Inc. as it happens. Explore monitoring →
Get alerted when Earnix, Inc. has a new material development →

Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

SapiensInsurance software and operations solutions→GuidewireCloud-based insurance software platform→FICODecisioning and analytics software→

Compare Earnix, Inc. with another company

Pick any company in the AskCyborg corpus to see side-by-side Cyborg Scores and insights.

vs
Side-by-side opens in your AskCyborg account

Industry context

Earnix, Inc. operates in Insurance (Insurtech). See how the rest of the sector scores on the Cyborg framework.

Browse Insurance (Insurtech) research →
NEW · MCP server

Ask your AI assistant about Earnix, Inc.

Install the free AskCyborg MCP server in Claude, Cursor, Cline, Continue, or Windsurf and ask any of these in-line:

“Compare Earnix, Inc. and its top competitor on Cyborg Score”
“What did Earnix, Inc. do this quarter?”
“Is Earnix, Inc. a defensible business in 5 years?”
Install the MCP server (10 sec) →
Free, anonymous, no API key required

How AskCyborg builds confidence

⚔

Analyst debate, not single-author opinion

Every report is stress-tested by a panel of AI analysts arguing across 11 dimensions. The output is the part of the case that survived pushback.

📊

Recalibrated weekly

The Cyborg Score is recomputed weekly against fresh data. Recent material developments are continuously tracked and surfaced.

🔗

Methodology open at /methodology

The framework, dimensions, and band breakdowns are documented. The same company gets the same score from any analyst running the framework.

🔒

Free tier is free

No credit card to read the research. Pro adds saved-company audio playlists, monitoring, audio briefings on demand, and PDF export for $39/mo annual.

Sources: public filings, regulatory data, news flow, and proprietary analyst signals. Read the methodology →

Frequently asked questions

What does Earnix, Inc. do?+
Earnix provides an integrated predictive, generative, and agentic AI platform to power intelligent decisioning across the full underwriting, pricing, rating, and personalization cycle. The company is a leading provide...
What is Earnix, Inc.'s Cyborg Score?+
Earnix, Inc. has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Earnix, Inc.'s main competitors?+
Named competitors include Sapiens, Guidewire, FICO. The full competitive landscape is in the AskCyborg report.
How can I get the full Earnix, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Earnix, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

Track Earnix, Inc. over time

Pro members get saved-company audio playlists, Cyborg Score recalibrations, and monitoring for material events across the AskCyborg corpus.

See Pro features
From $39/mo annual

More Insurance (Insurtech) research

Companies in the same sector and named competitors, ranked by Cyborg Score.

7Sapiens International Corporation8Fair Isaac Corporation