Assurant delivered the third consecutive year of double-digit earnings and EPS growth, with 2026 expected to deliver underlying growth led by high-single-digit expansion in Global Lifestyle. The company expects increasing momentum in Global Lifestyle, with high single-digit earnings growth anticipated for 2026, and continued underlying strength in global housing. The company utilizes data-driven technology solutions to provide customer experiences.
Cyborg Score Rationale
Assurant achieved ninth straight year of profitable growth with adjusted EBITDA up 16% and strong cash generation. Guidance for 2026 shows high single-digit earnings growth with continued underlying strength. The company faces moderate headwinds from regulatory uncertainty regarding profit caps in certain Global Housing markets, but maintains operational momentum.
Top Insights
Achieved ninth consecutive year of profitable growth with double-digit adjusted EBITDA and EPS growth in 2025
Renters policies increased 15%, supported by new portfolio onboarding that expands footprint and unlocks growth potential
Home Warranty business began scaling investments in 2025 with expected $15-20 million incremental investment in 2026, viewed as long-term growth vector
2026 share repurchase range of $250-350 million demonstrates confidence in business growth and ability to generate cash flows
Named Competitors
State Farm — Major property and casualty insurer
The Travelers Companies — Multi-line insurance provider
W.R. Berkley — Specialty insurance provider
The Hartford — Insurance company serving small business and personal lines
Recent Developments
(February 2026) Assurant reports strong Q4 and full year 2025 results with 16% EBITDA growth and double-digit EPS expansion
(February 2026) Board declares quarterly dividend of $0.88 per share and increases 2026 share repurchase guidance to $250-350 million
(2025) Home Warranty business launched and began scaling investments; renters policies grew 15% with major new partner onboarding
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