Al Sagr Cooperative Insurance Company — Cyborg Score 6/10
Solid
Insurance - Cooperative
Strategic Profile
As a pioneer in Saudi Arabia's regulated cooperative insurance sector, Al Sagr leverages 40+ years of market experience and diverse product portfolio including specialized coverage for energy, marine, liability, and engineering risks. The company competes in a consolidated Saudi insurance market against major regional players while maintaining focus on underwriting discipline and operational efficiency.
Cyborg Score Rationale
Al Sagr demonstrates stable market positioning as an established regional insurer with broad product diversification across four key segments. While the company maintains consistent operations and regulatory compliance, limited recent growth drivers and competitive pressures in the Saudi market temper upside potential.
Top Insights
Diversified segment mix reduces dependency on any single insurance line with presence across medical, motor, property & casualty, and protection & savings
Paid-up capital of SR 400 million provides solid capitalization base for operations and growth
Long operational history since 1983 demonstrates resilience and market acceptance in Saudi cooperative insurance sector
Regional expansion to Singapore indicates strategic growth beyond Saudi domestic market limitations
Named Competitors
Tawuniya Insurance — Leading Saudi cooperative insurer
Arabian Shield Cooperative Insurance — Saudi general and health insurer
Salama Insurance — Saudi cooperative insurance provider
CHUBB Arabia Cooperative Insurance — International insurance operations in Saudi Arabia
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