The Bank is organized into two business segments: Retail banking which includes customers' deposits, consumer loans, overdrafts, credit card and fund transfer facilities, and Corporate banking, treasury and investments which covers deposits for corporate and institutional customers as well as treasury, trade finance and investment banking services. Ahli bank provides Alhilal Islamic banking and Investment banking products - asset management, investment brokerage for trades on Muscat Stock Exchange.
Cyborg Score Rationale
Ahli Bank is a well-established, government-backed regional bank with solid market position in Oman's banking sector. However, ongoing merger discussions and regional competition limit the upside potential. The bank maintains stable operations with diversified revenue streams across retail and corporate banking.
Top Insights
Government of Oman holds 15.35% stake, providing strong institutional backing
Merger discussions with Sohar International Bank postponed as of June 2025 due to regulatory delays
Diversified business model spanning retail, corporate, Islamic banking, and investment services
Operates across 17 offices nationwide with strong presence in Oman's capital markets
Named Competitors
Retail & Corporate Banking — Larger market leader in Oman