Wilson Bank Holding Company — Cyborg Score 6/10

Strategic Profile

Wilson Bank Holding Company was founded in 1987 and is headquartered in Lebanon, Tennessee. As a regional community bank focused on the Tennessee market, the company positions itself to serve local businesses and individuals with comprehensive lending and wealth management services. The company has a high Piotroski F-Score of 8, suggesting a very healthy financial situation.

Cyborg Score Rationale

The company demonstrates strong financial health with a high Piotroski F-Score of 8. However, the stock's P/E ratio of 82.09x is notably high, and the company's price has increased dramatically with a 52-week change of 216.73%, which may indicate overvaluation or elevated market expectations. As a regional bank with OTC trading status, liquidity and transparency constraints warrant caution.

Top Insights

• Strong financial health indicators with a high Piotroski F-Score of 8
• Exceptional 52-week stock price increase of 216.73%, indicating robust market interest
• Trading at a notably elevated P/E ratio of 82.09x relative to historical averages, suggesting overvaluation or high growth expectations
• Community-focused regional banking model with diversified revenue streams including lending, deposits, investment services, and trust products

Named Competitors

• Tennessee Commerce Bancorp — Regional Tennessee bank
• FirstBank — Major Tennessee and regional bank operator
• Avenue Bank — Community banking services

Recent Developments

• (June 2026) Stock trading at historically elevated valuations with 216.73% year-to-date appreciation
• (May 2026) Reached all-time high stock price of $1,500, reflecting strong investor confidence in the financial sector

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