The company operates through three segments: Banking, Wealth Management and Insurance. Wealth Management provides investment advisory, financial planning and trust services, while Insurance offers full-service brokerage with commercial property and casualty coverage, employee benefits, and personal insurance lines.
Cyborg Score Rationale
Univest demonstrates stable regional banking operations with diversified revenue streams across banking, wealth management, and insurance. The company maintains a reasonable dividend yield and moderate market capitalization, though it faces competitive pressures typical of mid-sized regional banks.
Top Insights
Diversified financial services model spanning banking, wealth management, and insurance reduces reliance on single revenue stream
150-year operational history demonstrates institutional stability and regional market presence
Regional focus on Mid-Atlantic provides localized competitive advantage but limits growth geography
Dividend yield at 2.34% quarterly supports income-focused investment strategy
Named Competitors
Civista Bancshares — Regional bank holding company
Mid Penn Bancorp — Mid-Atlantic regional banking
Greene County Bancorp — Community bank services
Recent Developments
(April 2026) Director insider trading activity reported with share sales