State Auto Financial Corporation

N/A
Property and Casualty Insurance

Strategic Profile

State Auto operated as a regional insurer focusing on personal auto, homeowners, and commercial insurance through independent insurance agents across 27 states. Following its acquisition by Liberty Mutual, the company now operates as a subsidiary within Liberty Mutual's broader insurance portfolio.

Cyborg Score Rationale

Company no longer independently traded; acquired by Liberty Mutual in March 2022. Historical independence metrics are not applicable to current operational status.

Top Insights

  • Acquired by Liberty Mutual in March 2022 following overwhelming shareholder approval in September 2021
  • Previously operated as a dividend-paying public company with 122+ consecutive quarterly dividends declared
  • As of March 2026, TTM revenue was approximately $1.25 billion
  • Super-regional focus on personal and commercial insurance markets across 27 states

Named Competitors

  • Allstate Insurance — Major multi-line insurer with personal and commercial P&C coverage
  • Progressive Insurance — National insurer specializing in auto and property insurance
  • State Farm — Largest mutual insurer in the US offering auto, home, and commercial coverage

Recent Developments

  • (March 2022) Liberty Mutual completed acquisition of State Auto Financial Corporation

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