Perfios Software Solutions is India's largest SaaS-based B2B fintech software company. The company delivers 8.2 billion data points to banks and financial institutions every year to facilitate faster decisioning, and significantly accelerates access to credit and financial services. In 2025, Perfios made three strategic acquisitions, including IHX (a healthcare information exchange platform in April 2025) and Credit Nirvana (an AI-powered debt collections platform in March 2025) to strengthen its fintech value chain.
Cyborg Score Rationale
Perfios raised $229 Million in Series D funding from Kedaara Capital, bringing total funding to $384 Million. The company serves 1000+ FIs globally with a robust platform offering 75+ products and 500+ APIs, demonstrating strong market traction and investor confidence in a mission-critical fintech vertical.
Top Insights
Perfios operates with 1,000-5,000 employees and offers a robust suite of over 75 products and more than 500 APIs
In 2025, Perfios made strategic acquisitions to strengthen its position across the fintech value chain, signaling aggressive expansion into adjacent verticals
Established in India, the Middle East and Southeast Asia, the company is expanding into North America and Europe
Perfios delivers 8.2 billion data points annually to facilitate financial decision-making, demonstrating mission-critical operational scale
Named Competitors
Intellect Design Arena — Digital banking and fintech platform for financial institutions
TendersInfo — Digital lending and credit decisioning platform
Loanbox — AI-powered loan origination and credit risk assessment
Kyckr — Compliance and credit due diligence platform
Recent Developments
(April 2025) Acquired IHX, a healthcare information exchange platform
(March 2025) Acquired Credit Nirvana, an AI-powered debt collections and recovery platform
(September 2023) Raised $229 million in Series D funding from Kedaara Capital
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