In 2024, Mollie reported EUR 214 million in revenue (28% growth) and achieved positive EBITDA for the first time since 2018, marking its transition to a sustainable and profitable European fintech leader. What distinguishes Mollie from its American competitors is its deep understanding of European payment habits and local payment methods; while Stripe and PayPal are built primarily around credit card payments common in the US, Mollie was designed from the ground up for the European market.
Cyborg Score Rationale
Mollie achieved EUR 214 million in revenue for 2024 with a 28% increase year-over-year alongside its first positive EBITDA since 2018, positioning it as a sustainable, profitable European fintech company competing directly with global payment giants. The company's European specialization and regulatory standing provide a durable competitive moat, though geographic limitations outside Europe constrain global reach.
Top Insights
Mollie's partnership with Riverty introduced a 30-day invoicing solution across the Netherlands, Belgium, Austria, and Germany, allowing merchants to offer post-payment options increasingly popular with European consumers.
As of May 31, 2026, Mollie has 1,162 employees.
Mollie operates in 12 European countries but has limited support outside Europe, making it insufficient alone for businesses with significant US, UK (non-EU), or APAC customers.
Mollie is a Dutch company headquartered in Amsterdam, licensed by De Nederlandsche Bank, with all payment data processed within the EU and full GDPR compliance maintained.
Named Competitors
Stripe — Global payment processing and infrastructure platform
PayPal — Global digital payments and money transfer platform
Adyen — Global payment processing across channels and geographies
GoCardless — European bank payments and recurring billing platform
Recent Developments
(January 2026) Mollie became European Payments Initiative Principal Member
(December 2025) Mollie reportedly nearing completion of GoCardless acquisition
(November 2025) Mollie integrated payments with ChatGPT ahead of OpenAI's Europe launch
(June 2025) Mollie launched Tap contactless payment terminal for businesses in Netherlands
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