Emirates Islamic Bank PJSC: Business Overview, Financials & Competitive Analysis
Emirates Islamic Bank PJSC scores 7/10 on the AskCyborg Cyborg Score (Strong). Well-capitalized Islamic lender with consistent profitability growth and improving asset quality, supported by strong deposit and financing growth in a resilient UAE market. Operating profit rose 7% in Q1 2026 with 6% income growth, demonstrating steady expansion. Strong capital position with 15.7% capital adequacy ratio and improved non-performing.
What is Emirates Islamic Bank PJSC's industry? Emirates Islamic Bank PJSC (emiratesislamic.ae) operates in Islamic Banking & Financial Services. AskCyborg classifies Emirates Islamic Bank PJSC under Islamic Banking & Financial Services in its company registry.
Emirates Islamic Bank PJSC is a subsidiary of Emirates NBD Bank PJSC and was incorporated in 1975 and is headquartered in Dubai, the United Arab Emirates. The bank is a leading Shariah-compliant financial institution ...
Cyborg Score thesis
Well-capitalized Islamic lender with consistent profitability growth and improving asset quality, supported by strong deposit and...
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Get Current Report FreeEmirates Islamic Bank PJSC Overview
Pro stress-test →Emirates Islamic Bank PJSC is a subsidiary of Emirates NBD Bank PJSC and was incorporated in 1975 and is headquartered in Dubai, the United Arab Emirates. The bank is a leading Shariah-compliant financial institution offering retail and corporate banking services across the UAE.
Strategic Profile
Pro stress-test →In early 2026, the bank posted a 7% rise in operating profit to Dh1.1 billion for the first quarter as customers increased borrowing and deposits, with total income up 6% year-on-year to Dh1.5 billion. The bank maintains an extremely strong capital position with a capital adequacy ratio of 15.7%, positioning it competitively within the Islamic banking sector.
Competitive Landscape
Pro stress-test →Emirates Islamic Bank's top competitors include ADIB and Dubai Islamic Bank. The bank operates within the competitive Islamic banking sector in the UAE and internationally, differentiating through its strong parentage under Emirates NBD and expanded digital and AI-driven banking capabilities.
Industry Context
Emirates Islamic Bank PJSC operates in Islamic Banking & Financial Services.
Key facts
Founded: 1975 · Headquarters: Dubai, UAE · Employees: 2,908 · Revenue: Dh1.5B (Q1 2026) · Market cap: N/A