Suncorp Group Limited — Cyborg Score 6/10

Solid
Insurance

Strategic Profile

In fiscal year 2025, Suncorp Group's revenue was 14.96 billion, up 14.93% from the prior year, with earnings increasing 52.30% to 1.82 billion. The company recently divested its banking operations to ANZ, refocusing as a pure-play insurer while leveraging AI for productivity gains and navigating increased climate-related exposure challenges.

Cyborg Score Rationale

Strong FY2025 financial performance with 14.93% revenue growth and 52.30% earnings growth, supported by strategic refocusing on core insurance. However, analyst consensus recommendation is Hold, and the company faces headwinds from climate-related claims exposure.

Top Insights

  • FY2025 earnings surged 52% on revenue growth of 15%, partly from ANZ bank sale gains
  • Recently divested banking operations to ANZ, focusing on core pure-play insurance business
  • Trading at ~17 AUD with 5.76% dividend yield; analyst price target at 19.36 AUD
  • Exposed to rising climate-related damage claims requiring strategic risk management

Named Competitors

  • Insurance Australia Group — Leading Australian property and casualty insurer
  • QBE Insurance — Global property and casualty insurance provider
  • Medibank — Health and life insurance in Australia

Recent Developments

  • (September 2025) Reported H1 2025 net profit up 52% including bank sale gains
  • (December 2025) Flagged ~350 million damage bill from weather-related claims
  • (January 2026) JPMorgan downgraded to Neutral from Overweight; UBS also downgraded rating

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