QIB is Qatar's leading digital bank, leveraging modern digital channels alongside its extensive branch network. Its operations are supervised by a Shari'a board, which ensures that the bank adheres to Islamic banking and finance principles. The bank's growth strategy is built on its position as a leading Islamic bank with deeply rooted customer relationships, and is closely tied with Qatar's National Vision 2030 and the Government's commitment to investments in the country's infrastructure and economic diversification.
Cyborg Score Rationale
The bank has a market capitalization of 59.62 billion QAR, demonstrating substantial scale and stability. Latest quarterly net income was 1.16 billion QAR, showing solid profitability. The dividend yield was 3.76% in 2025 with a 46.07% payout ratio, compared to 3.75% and 43.09% the year before.
Top Insights
QIB is Qatar's leading digital bank, leveraging mobile app and online banking platforms for customer accessibility.
QIB Group holds stakes in multiple Qatari Sharia-compliant financial services companies, including QInvest (investment banking), Beema (Takaful), and Al Jazeera Finance (consumer finance).
In March 2019, QIB priced a US$750 million 5-year Sukuk at par with strong investor demand, closing the orderbook at US$3.1 billion representing 4.1x oversubscription.
International expansion includes QIB-UK (subsidiary established 2008) and presence in Lebanon through Arab Finance House and Sudan.
Named Competitors
Commercial Bank of Qatar — Conventional banking alternative in Qatar
International Islamic Bank — Competing Islamic banking provider
Doha Bank — Alternative full-service bank in Qatar
Recent Developments
(February 2026) Current stock price 25.49 QAR, up 0.40% in past 24 hours with annual performance of 21.79% increase
(July 2025) Semi-annual financial statement disclosure released
(January 2026) Mean analyst consensus target price of 26.27 QAR
Open the full interactive Qatar Islamic Bank (Q.P.S.C.) report
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