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Mid Penn Bancorp, Inc.: Business Overview, Financials & Competitive Analysis

Mid Penn Bancorp, Inc. scores 7/10 on the AskCyborg Cyborg Score (Strong). Mid Penn Bancorp is trading significantly below its estimated future cash flow value of $47.86, suggesting it may be undervalued based on discounted cash flow analysis with strong earnings momentum.

What is Mid Penn Bancorp, Inc.'s industry? Mid Penn Bancorp, Inc. (midpennbank.com) operates in Regional Commercial Banking. AskCyborg classifies Mid Penn Bancorp, Inc. under Regional Commercial Banking in its company registry.

Mid Penn Bancorp was founded in 1868 and is headquartered in Harrisburg, Pennsylvania. The company is the bank holding company for Mid Penn Bank, offering commercial banking services to individuals, partnerships, non-...

7/ 10Strong

Cyborg Score thesis

Mid Penn Bancorp is trading significantly below its estimated future cash flow value of $47.86, suggesting it may be undervalued...

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Industry Regional Commercial Banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 26, 2026
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What's in This Report
Mid Penn Bancorp, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Mid Penn Bancorp, Inc. Overview

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Mid Penn Bancorp was founded in 1868 and is headquartered in Harrisburg, Pennsylvania. The company is the bank holding company for Mid Penn Bank, offering commercial banking services to individuals, partnerships, non-profit organizations, and corporations with a market cap of $760.33 million. The bank operates across consumer and commercial segments with significant recent momentum.

Strategic Profile

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Mid Penn offers deposit products including checking and savings accounts, loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, and trust, retail investment, wealth management, and insurance services. The company completed its acquisition of 1st Colonial Bancorp on February 27, 2026, merging into a $7B bank serving Philadelphia and southern New Jersey, demonstrating aggressive expansion strategy.

Competitive Landscape

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Mid Penn has been recognized on American Banker Magazine's "Top 200 Community Banks" and "Best Banks to Work For" lists, and was named "Best Small Bank in Pennsylvania" in 2022 and 2023 by Newsweek. The company competes with regional and community banks in Pennsylvania and surrounding regions, leveraging local market expertise and expanded service offerings.

Industry Context

Mid Penn Bancorp, Inc. operates in Regional Commercial Banking.

Key facts

Founded: 1868 · Headquarters: Harrisburg, Pennsylvania · Revenue: $0.21B · Market cap: $0.76B

What the AI analysts debated

AI-generated and not independently verified: selected findings from the multi-agent debate on Mid Penn Bancorp, Inc..

  • Company forecasts robust earnings growth of 30.8% annually and revenue growth at 19.2%
  • Just completed $106M acquisition of 1st Colonial Bancorp on February 27, 2026, creating $7B combined bank entity
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Recent developments

Material events tracked by the AskCyborg corpus.

  • February 2026Completed acquisition of 1st Colonial Bancorp, creating $7B combined bank
  • January 2025Reported full-year 2024 net income increased 32.2% to $49.4 million
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Community Banking ServicesRegional bank holding company offering personal and business banking→Regional BankingLarge regional/national bank competitor→Community BankingMid-sized regional community bank→

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Industry context

Mid Penn Bancorp, Inc. operates in Regional Commercial Banking. See how the rest of the sector scores on the Cyborg framework.

Top companies in Regional Commercial Banking by Cyborg Score

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Frequently asked questions

What does Mid Penn Bancorp, Inc. do?+
Mid Penn Bancorp was founded in 1868 and is headquartered in Harrisburg, Pennsylvania. The company is the bank holding company for Mid Penn Bank, offering commercial banking services to individuals, partnerships, non-...
What is Mid Penn Bancorp, Inc.'s Cyborg Score?+
Mid Penn Bancorp, Inc. has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Mid Penn Bancorp, Inc.'s main competitors?+
Named competitors include Community Banking Services, Regional Banking, Community Banking. The full competitive landscape is in the AskCyborg report.
How can I get the full Mid Penn Bancorp, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Mid Penn Bancorp, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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8ServisFirst Bancshares, Inc.7Customers Bancorp, Inc.7Dime Community Bancshares, Inc.7Mid Penn Bancorp, Inc.7Third Coast Bancshares, Inc.7TriCo Bancshares6Bank of Changsha Co., Ltd.6Bank of Suzhou Co., Ltd.6Bankwell Financial Group, Inc.6Cathay General BancorpTop companies in Regional Commercial Banking by Cyborg Score