Mid Penn Bancorp, Inc.: Business Overview, Financials & Competitive Analysis
Mid Penn Bancorp, Inc. scores 7/10 on the AskCyborg Cyborg Score (Strong). Mid Penn Bancorp is trading significantly below its estimated future cash flow value of $47.86, suggesting it may be undervalued based on discounted cash flow analysis with strong earnings momentum.
What is Mid Penn Bancorp, Inc.'s industry? Mid Penn Bancorp, Inc. (midpennbank.com) operates in Regional Commercial Banking. AskCyborg classifies Mid Penn Bancorp, Inc. under Regional Commercial Banking in its company registry.
Mid Penn Bancorp was founded in 1868 and is headquartered in Harrisburg, Pennsylvania. The company is the bank holding company for Mid Penn Bank, offering commercial banking services to individuals, partnerships, non-...
Cyborg Score thesis
Mid Penn Bancorp is trading significantly below its estimated future cash flow value of $47.86, suggesting it may be undervalued...
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Get Current Report FreeMid Penn Bancorp, Inc. Overview
Pro stress-test →Mid Penn Bancorp was founded in 1868 and is headquartered in Harrisburg, Pennsylvania. The company is the bank holding company for Mid Penn Bank, offering commercial banking services to individuals, partnerships, non-profit organizations, and corporations with a market cap of $760.33 million. The bank operates across consumer and commercial segments with significant recent momentum.
Strategic Profile
Pro stress-test →Mid Penn offers deposit products including checking and savings accounts, loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, and trust, retail investment, wealth management, and insurance services. The company completed its acquisition of 1st Colonial Bancorp on February 27, 2026, merging into a $7B bank serving Philadelphia and southern New Jersey, demonstrating aggressive expansion strategy.
Competitive Landscape
Pro stress-test →Mid Penn has been recognized on American Banker Magazine's "Top 200 Community Banks" and "Best Banks to Work For" lists, and was named "Best Small Bank in Pennsylvania" in 2022 and 2023 by Newsweek. The company competes with regional and community banks in Pennsylvania and surrounding regions, leveraging local market expertise and expanded service offerings.
Industry Context
Mid Penn Bancorp, Inc. operates in Regional Commercial Banking.
Key facts
Founded: 1868 · Headquarters: Harrisburg, Pennsylvania · Revenue: $0.21B · Market cap: $0.76B