AvenuesAI Limited (formerly Infibeam Avenues Limited) — Cyborg Score 6/10

Solid
Financial Technology (Fintech) / Digital Payments

Strategic Profile

The company is a market leader in India's digital payments sector with an 8% market share and ranks among India's top 3 B2B payment gateways, while also being a key player in the UAE where it became the second-largest non-bank private payment company within 18 months. The rebrand reflects the company's transformation into a full-stack, AI-driven digital payments technology provider company.

Cyborg Score Rationale

Revenue surged to ₹23.8B from ₹10.7B YoY in Q3, demonstrating strong growth. However, EBITDA rose 22% YoY but EBITDA margin dropped to 4.01% from 7.31% YoY, showing profitability decline. The company has a low return on equity of 5.22% over last 3 years.

Top Insights

  • Trading now commences under the new ticker symbol 'CCAVENUE' on Stock Exchanges effective 03 February 2026, reflecting strategic repositioning
  • The Reserve Bank of India granted in-principle approval for issuance of Prepaid Payment Instruments under the Payment and Settlement Systems Act, 2007, expanding regulatory capabilities
  • The company completed strategic sale of its platform business to subsidiary Rediff.com India for ₹800 crore, transitioning to operate as a pure-play fintech and AI-driven payments company
  • AvenuesAI converted 79.4 Cr partly paid shares to fully paid after ₹5 payment, marking completion progress of rights issue steps

Named Competitors

  • Razorpay — Indian fintech payment gateway and infrastructure provider
  • PayU — Global payments platform operating in India
  • Instamojo — Digital payments and e-commerce platform for small businesses

Recent Developments

  • (Feb 2026) Trading commenced under new ticker CCAVENUE on NSE
  • (Jan 2026) ROC-approved name change to AvenuesAI Limited; Vishwas Patel elevated to MD&CEO
  • (Q3 FY26) Revenue surged 122% YoY to ₹23.8B; EBITDA margin compression noted
  • (Oct 2025) RBI granted in-principle approval for Prepaid Payment Instruments issuance

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