IDBI Bank Limited: Business Overview, Financials & Competitive Analysis
IDBI Bank Limited scores 6/10 on the AskCyborg Cyborg Score (Solid). Well-capitalized government-backed bank with growth momentum and diversified banking services, suitable for value-oriented investors seeking Indian financial sector exposure despite near-term operational challenges. IDBI demonstrates solid market fundamentals with significant market cap growth and consistent profitability, but faces operational headwinds including low ROE of 11.4% and recent quarter-over-quarter revenue.
What is IDBI Bank Limited's industry? IDBI Bank Limited (idbi.bank.in) operates in Banking & Financial Services. AskCyborg classifies IDBI Bank Limited under Banking & Financial Services in its company registry.
IDBI Bank is a major commercial bank headquartered in Mumbai, India, founded in 1964. It provides comprehensive banking and financial services including retail banking, corporate/wholesale banking, and treasury servic...
Cyborg Score thesis
Well-capitalized government-backed bank with growth momentum and diversified banking services, suitable for value-oriented...
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Get Current Report FreeIDBI Bank Limited Overview
Pro stress-test →IDBI Bank is a major commercial bank headquartered in Mumbai, India, founded in 1964. It provides comprehensive banking and financial services including retail banking, corporate/wholesale banking, and treasury services, with a diversified business portfolio spanning personal loans, deposits, credit cards, and investment services.
Strategic Profile
Pro stress-test →IDBI operates as a mixed public-private bank with strong government backing (94.7% promoter holding). The bank has shifted focus toward retail banking which now represents 55% of revenue, while maintaining substantial corporate banking (17%) and treasury operations (27%), positioning it as a diversified financial institution serving multiple customer segments.
Competitive Landscape
Pro stress-test →IDBI Bank competes within India's private banking sector against major players including ICICI Bank, Axis Bank, and HDFC Bank. The bank's government backing and diversified service portfolio (insurance, asset management, investment banking) provide competitive advantages in attracting institutional deposits and corporate clients, though it faces intense competition on margins and retail banking expansion.
Industry Context
IDBI Bank Limited operates in Banking & Financial Services.
Key facts
Founded: 1964 · Headquarters: Mumbai, India · Revenue: ₹28,199 Cr (₹8,351.61 Cr Q3 FY26) · Market cap: $12.68B