Ares Capital Corporation — Cyborg Score 7/10

Solid
Business Development Company (BDC) / Specialty Finance

Strategic Profile

Founded in 2004, Ares Capital is a leading specialty finance company focused on providing direct loans and other investments in private middle-market companies, sourcing and investing in high-quality borrowers that need capital to achieve their business goals. The company is externally managed by a subsidiary of Ares Management Corporation, a leading global alternative investment manager.

Cyborg Score Rationale

The company achieved strong fourth quarter results with record investment commitments, stable credit performance with low non-accruals, and profits exceeding dividends. Ares Capital has maintained a stable or growing level of regular quarterly dividends for over 16 consecutive years. However, yield spread compression from falling rates may pressure net investment income margins in 2026.

Top Insights

  • In Q4 2025, Ares Capital made new investment commitments of approximately $5.8 billion across 30 new portfolio companies and 84 existing portfolio companies.
  • In 2025, the company added a record $4.5 billion of new gross debt commitments while maintaining ample levels of liquidity.
  • According to 9 analysts, the average rating for ARCC is "Buy" with a 12-month target of $22.11, representing 14.15% upside potential.
  • 2025 revenue reached $3.05 billion, an increase of 2.07% from 2024.

Named Competitors

  • FS Investment Corporation — Business development company focused on middle-market lending
  • Main Street Capital — BDC providing direct lending and equity investments to small businesses
  • Apollo Investment Corporation — Business development company with diversified debt and equity portfolio

Recent Developments

  • (February 2026) Declared first quarter 2026 dividend of $0.48 per share, continuing over 16 years of stable or growing dividends
  • (February 2026) Announced Q4 2025 and full year 2025 financial results with record investment activity
  • (January 2026) Priced $750 million public offering of 5.250% unsecured notes due 2031

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