Retail banking comprises 53% of Net Interest Income with consumer credit and mortgages, while investment banking and cash management contribute 27.9% and 19.1% respectively. Strategic initiatives include enhancing digital platforms, streamlining operations through technological integration, and expanding online banking services.
Cyborg Score Rationale
Analyst price targets average PLN129.48 with a range from PLN111.40 to PLN152.25, indicating moderate upside. The bank offers an attractive 8.69% dividend yield. However, mixed earnings outlook and turnaround classification temper enthusiasm.
Top Insights
At end-2025, Alior managed PLN 82.6 billion in deposits and PLN 65.4 billion in loans.
Stock price increased 20.04% over the past 365 days to reach current levels.
The company employs approximately 7,110 people.
Listed on Warsaw Stock Exchange as a WIG30 index component.
Named Competitors
Retail & Corporate Banking — Largest Polish bank with dominant retail presence
Universal Banking Services — Major competitor in retail, corporate and investment banking
Digital Banking — Digital-first competitor targeting technology-savvy customers
Recent Developments
(March 2026) Share price at PLN116.20 with market cap of PLN15.17 billion
(2025) Dividend yield of 8.69% with annual payout of PLN9.19 per share
(2025) Digital transformation initiatives launched to enhance banking platform capabilities
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